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Bill Kelly Financial 1/7/17

Jan 8, 2017|

Bill Kelly has presented his Senior Safe money strategies workshop to more than 12,000 seniors in the last 10 years.

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Starting the eleventh year on W mark you know in Boston and only affiliates whomever you are out there so many stations I don't know but it's been great not a radio guy has you wondering so. Any view who call him and and don't like my voice and don't like what I do work. I see 800 number too much focus I never have any serious training and I'm never going to make it right that's what they sent him on the first we tested this guy's never gonna make its own interests if I ever go off the other simply only made it for twelve years or something but it went one what a journey. As the kids with telemetry you know someone called in once to submit all your return it's like he's in therapy youth it's like you're in therapy jealous of him that's what it is every weekend to spill mind you know beans my guts here on the Aaron everybody listens some people to turn off I don't know what you do and everything on the air possible parade. Cried. Gloated that pontificating and do everything you could do runs and everything you could do wrong I've done and I'm here but it seems like you know it's a fantastic life out there sought to today we have. Ambassador -- will be on this -- for example who is a specialist I'm getting into college and getting out of college successfully saving money on -- end of the union and making more money when -- getting out so you'll be -- -- our ambassador Raymond -- happened to be one of my heroes when I was a kid I used to keep score sitting in my bedroom and prominent -- -- -- was Chris Clark and they were winning national championships with discount from South Boston who -- -- to Providence -- one thing to try -- for general -- who -- we've fallen -- every room after the second jump shot because I know this because my friend -- -- was there on my mentors in high school was -- -- he went to PC do you happen to be in the -- that today and he said the best -- and -- was a great basketball I used to play in the neighborhood with -- -- -- -- was a little shorter than ambassador -- so he couldn't really -- you know make -- the team but he -- the game and so I used to speak with the ambassador -- every year we -- -- school every week which is not really interviewing. This distinguished person -- -- thinks I'm -- I'm learning so I think that's important I hope you like him -- love him as much as I -- he's a fantastic human being. The only two time all American two time academic all American in Providence College history he says dropping the puck on the PC DC hockey game and that's something special so we're looking forward to that. Andrew crow investment advisor representative Greg Mari mines senior vice president throwback guy to the fifties if you wondering if there's people like that anymore there are his name's Greg Morris. And then a lot of me of course hip hop as you know I'm going to be there have been stories about the farm freezing to death and we're opening an office in Newton Massachusetts it's open 888801. If you want to make sure you pay us a visit in Newton if you've been waiting for that and -- if you live in Wellesley who have been Newton Upper Falls anywhere and anywhere around there weren't right behind the he station and off the island so it's easy to reach our new offices in Newton ADV he's 121. Babson College I'm speaking at Babson College on the nineteenth on view like that. Afternoon and evening they believe me he's under when he gave one complementary to the investing public if you wondered about the new trump economy few dozen tourists is out. We're going to go and you want to join us on January 19 that's who's the most calls we ever got yesterday so it's filling up fast I was wondering if Ritter did anyone there and I don't think you were not enough room but we will have a seat for you 888801. Evening when the changing face of retirement investing experts from all over the New England on Social Security for the affluent and estate planning attorney -- -- -- will be there account our state planning specialists and one of the nicest people I've ever met in my life on top of that Social Security experts tax experts 888800. -- went -- great program and -- on -- and -- on January 19 so you're -- welcome them from -- -- during the -- -- an early -- the -- of the nineteenth so stay -- to have some interest and guests today in some interesting thoughts and we'll be -- back -- -- -- -- Senior same unease strategy. Wealth transfer senior safe money strategies. Living trusts seniors sinking money strapped. Medicaid crisis planning senior save money extract. Portfolio income projections seniors. Money strapped. Call Bill Elliott 2888800. In 1981. Or locally at 781. Before 93090. I retired of volatility or you're nearing retirement are you a business owner are you high net worth individual join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may hear that your choice enjoy it -- complementary. Via Kelly financial service to send me bill Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are you are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College -- you're nineteenth if you can't attend a 88801. Meeting one and ask for the publications which we were present there. You believe you're able to sit privately momentarily with them. And maybe ask a question to at your -- in private and you may find an argument -- some facts that are helpful for -- in the -- 2017. -- dinner -- brunch at the Babson -- your choice January -- Thursday and later -- we'll have another session in February -- 800 wanted to make one call to reserve your seats you can also ask for a simple phone review -- have a question answered over the phone when you -- make arrangements to do that you might have regrets and cannot -- -- what you might want to commend to our offices in -- our brand -- -- office you can visit with -- in Burlington -- -- you can call you can -- virtual -- 888800. When he didn't -- wealth protection preservation. Wealth management visit with us January 19 and -- and -- brunch -- dinner with -- day or evening workshops a pain in -- 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he gave want to enjoy the enjoy that ladies and gentlemen didn't trust workbook nearest tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year. Find out if you have any way to lessen your tax burden legally of course course 888822. Points with a tax expert. And January 19 or we can have one available to you in our offices either Braintree Newton or Burlington 888. 801 if you wanna see you on January 19 and perhaps in college. Yeah. Okay. Telling them. Okay. It's gonna get. Wait. Maybe it. It. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Call today yeah. Oh. Don't worry we'll. No way to know I think Greg Morris vice president Kelly financial services senior vice president and repression investment advisor Greg Mario. Picture. Most great to have you on the show the first and we send in the new year went by it. Very quick week what are your thoughts about the trump economy in the trump market. Pop that I can't keep saying that mean everything is starting to move forward every circuit look very well. Hover at 191950. Point and it helped her pay. We can't seem to break it 200000 point barrier is that gonna come next week picnic of the week after. At least it looks less of a paradox and it has firm last twelve years the last twelve years of an absolutely normal and things. Absolutely even the last two years really wasn't much gain. So to have this positive ID in the market since November he is fantastic to see. Now we have some new. Strategies and Kelly financial services we have an investor profiles and things like that for the new year we're would you say you've been focused now for the folks who want to invest in securities. Right now we're looking at large cap blue chip companies that we feel are consistent. Of course that doesn't mean that. A 100% Derek Jeter like that but apple. ATP. Very large cap blue chip companies with consistent. Great value we speaking and soon bounce and in the near future is that correct. Absolutely so we'll be talking at Babson college for two different days what did you anywhere you want in February. World we discussed saying investment strategy. Investment terminology. P.s expenses. Everything that we feel extremely important to know about. Since January 19 it looks like grade you be speaking you know an analyst we have myself I'll be a speaking we'll have experts on Social Security tax experts as well as an estate planning attorneys present for people ask questions of a brunch and dinner on January 19 and bounce and celebrating the opening of our new to an office what do you think of that. It's been awhile Newton's been on our mind for a long time we finally decided to do something about it. And so we're gonna kick off the Babson event January 19 888. 800 wanted to warn you appeal to him Greg Meyer vice president speak along with the rest of our panelists. Some experts and then if anyone wants to meet with us for reviews. Go over their investments 888800. Wanted to anyone will be able to see you in Newton Burlington of course in Braintree our hub. One of the main questions on investors' minds right now Greg for your. What can happen next as a trainer earlier the market at 20000 points roughly per first ever recorded history. But after all time record highs were being positive but we also be careful. So the major concern that I am experiencing is had a great run up what wrecked. But he's still a bit high and has a lot of debt in Europe I mean off the charts a course on our own economy and it's quite a bit of debt and the earnings are still not matching share prices but the market's anticipating. Prosperity more so than it's ever done in his history I think somebody you know. It. And so with our new strategies I mean we have some new approaches for our portfolio you've created some profiles. And what's the terminology for these profiles and how to use them. Absolutely Internet focused a lot. Really got together worked hard to get pieced together to bat for people are trying to achieve so not all the time. A broader strategy will work for quite easy to be a little bit more conservative. Great go more aggressive to see what they are trying to call of course we had our financial were very conservative. So were always going to be err on the side of caution but we definitely want to incorporate what the client wanted to accomplish and what we're trying to accomplish for that. So these are the united PS is which are investor profile of a statements Greg. Yesterday aren't we go through with their clients from top to bottom to help them understand where the volatility is. How even in a conservative portfolio a 100% spot. There is still volatility associated with that I'm really trying to visualize that make everybody aware of what to go their portfolios. Yeah bonds sometimes look like a cliff they don't look like a rocky mountain and seeing because when they go they can go very quickly you know. We're not anticipating that now I know this week we re doing some of our summaries and some are statements and we are. Approaching the 500. Million dollar market in investments under signature that's quite a bigger market right. Yes sir it's a fantastic time. We're very excited to see what happened. All right we're looking at about half a billion dollars or about 222. Right now in securities Greg in the market actually there were managing. Yes sir it was. 222. Million dollars. In the market and we have some fixed investments that are totaling you know somewhere around 240 to sixty so where. Close to half a billion that's a lot of money when I was a kid there was a lot of money right. Well good plays and don't Greg Murray 888800. Wanted to anyone. Put your questions and down for Greg next week quietly on the you know maybe with Greg doing some of those questions. He will be speaking and perhaps an eye on January 19. Get your seats that are complementary 888. 801 and it won here Greg I'll be speaking as well as for other analyst. Tax experts. Estate planning attorneys are new to an office is open. We're open for business as well as the Burlington in Braintree officers just a third office. 888800. Wanted to warn thanks for coming on the show Greg and we wish you the best in the coming new year. Thank you very much are you don't have agreed as you can go. And have you. Yeah. Keep your family fortune in the family. She which you have use what you want. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly schedule review an appointment or consulting session and have all of your questions answered. That's 88881881. Keep what you had to use what you want and pass along what's left. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you saying to all of you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Don't go who keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store or replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to dad's 888800. 1881. I. I think the United States is the greatest place in the world to invest we have some say it's. Too bad apples and. You just read it. I can reach ambassador Flynn are you doing you minister Gordon Kurt L. Well we have a great day yesterday. Overall. We get had a great date cards very fascinated with the conversation here that we have with the mayor. And here Walsh and you're out score but I it is par rarity nation. It's concerns the city of Boston and how the city movie Kohler. Really enjoyed act you know what's that (%expletive) A prominent businessman someone who's got a commitment to this city had its statement. Region and Bill Walsh coach are the real commitment political power. Boston into the region as well so kind of interesting listening to a bowl eco that fought that because it. Really what the zoo director and visionary move we had an invitation from the charity event that you and I attended together shall we won an auction to have lunch with the manner so I thought. From going to put his feet to the farm gonna have an ambassador. Clinton asked me to accept it. Or skirt you know a century well you are MacBook Air corps. Public education and a truck procure school education in your Wall Street bank in your laps what the top issue was of course I champ Oregon and it was ethical and charm pregnant regretted. Then of course there's jobs economy is not an ice scapegoat that there are social program. In America today it's your job to keep families together and keep people together each country together. People have the dignity and respect of being able to work then everybody expects them so that part of a brilliant. You told them many times over the years and I. When the topic came up what's the most important of topic further reelection campaign in that but the first thing we can't karma and it looked over here I thought jobs it's gonna be that you know because. She's coming to Boston in those jobs will help. You know racial rant trashed it when. And fuel and disturbed wherever it's coming up but I invited him to participate. In a hockey game occurred at Rick clock to Providence college and Boston College scattered picturesque being built you know areas it's gonna be here. Huge crowd. Certainly part of the game the bridge rivalry two great schools Boston College Providence College. Great traditions. Are what we try and in Milwaukee will be Whitney drop of the puck well I invited him and it is too great universities. And the mayor of Boston. Graduate of Boston college and the epic great university Providence College. It is set the bomber later loss. There's a lot of pictures if people get more of their money that just. Oh sure that's a great and it's a great sport and great spectacle at Fenway they really rolled out the red carpet for these two schools and the regional bee on fire them be a lot of interest and will be great to see it on the dropping the puck with mayor Walsh today what time does a game start. I think that's that's what third it to double letter accent Waite park Urlacher might insult I have your buddy coming litany. Great note diary my grandson. And went over grandchildren heard of Vonage. Bail column up by what it goes well so I got chicken. All my grandchildren to negate aren't quite a bit scared or some of our. At the game critics and we're what people watch in Karachi UP PL. All have our own rooting section you're sort of regard art so bought you schools Providence and Boston College. Have a great alumni and Debbie exhibited tonight at Fenway Park so the dark Beatrice. Well great well I appreciate your having lunch with me yesterday and I'm pretty shouldn't be invited from the mayor Waltz and who sit review end and mrs. Flynn so it was a privilege obviously you know knife. Don't take it lightly I learned a lot and I know mayor Walter is concerned with homeless so that's something I can really get my. Right here on bill you know the issues step near Walt and I were talking about yesterday structures almost masks. The core jobs. These are the issues. Bet you are committed to that you show you are concerned market boom or your generosity so it straight people have been Turkey or might elect John dissuade Iran. Airgas people who came from humble backgrounds Japanese parents smile on my options parents smile on you and I Arabs. Loops and Ireland is well coming. Here with really no money no power no words and hopefully. Still. On the ask for oak tree and up to our heritage. Making contributions. To the greatness of America there. Expo America this up I got app and they'll. Well I'm never gonna stop of them do my best you're an inspiration to me I'll tell you it's a brew chatting on each week and I learned something every week so god bless you. A great time with the hockey game and best to mrs. Clinton. And print outlets don't let. Discover five keywords bundled for your retirement years the first is time the second is trust. Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies and call 88881881. And speak to build what matters to bill Kelly. Q that's terrific. He's tired of volatility are you nearing retirement are you a business owner are you high net worth individuals join me -- Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888800. When he gave one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may cute that your choice enjoying it this complimentary. Via Kelly financial service to send me build Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are -- are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College Cheney or nineteenth if you can't attend a 8880181. And ask for the publications which we were present there. We can send them to you free the twelfth threats the changing face of retirement your risk tolerance report senior safe money strategies book total wealth transfer 2017. By the numbers January 19 Babson College noon a brunch 88880181. Evening and evening dinner early dinner presentation 888. When he didn't want appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he didn't want to enjoy that enjoy that ladies and gentlemen can you trust workbook your wrist tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course course 888800. Pointed it once with a tax expert. And January 19 or we can have one available to you in our offices either Braintree Newton or Burlington AAA. 800 when he hit one CU on January 19 at Babson College. Senior same money strategy spoils of transparency. Your safe money strategies. Living trusts seniors save money strapped Medicaid crisis planning senior same money strapped. Portfolio income projections seniors save money strapped. Call bill Kelley team leading 800 in 1981. Or locally at 781. Being poured on him 3090. Thanks. And I just and yeah. This. Active blameless home. Yeah. Who is have to guess that's wrong. These gentlemen we're joined by Andrew crowd who was an analyst and investment advisor representative Kelli financial services Andrew will be speaking on January 19 at Babson college and an event sponsored by Kelly financial weren't it's open to the investment public high net worth individuals investors for retirement small business owners and otherwise investors focused on retirement and wealth preservation and Andrew has been doing a lot of technical analysis for us one of our key -- of research so we like to welcome into crown and we'd like to ask him ask him into what do you think about what might happen in the new trump economy and some phone. Out of opt out there and changed our plans are. Our business friendly environment united. Finally going to be speaking. Going to be speaking with apps and January 19 with some of our other analysts have retirement experts estate planning attorneys and what are your plans for that January 19 event and what will you be addressed. Obviously you're gonna go over some its current events ours economics Roscoe bacon base economic and now passed turnout yet. Probably hurt more but it's good reiterates eldest brother. Their explanation out what exactly your vast that we have an obvious act a that XP apps get through it that with the person but or a general good did it make. Chip enough for personal to bring your statements and do would you be able to point some things out Clement private at this event on January 19. Yeah apps you mark. More apt statement abroad and obviously. Now and short period time like that. It that's happened in the general and and I've automation bash is our current. Super January 19 either brunch ladies and gentlemen it's complementary to the investing public I net worth individuals and business owners 888801. Anyone either brunch or dinner of the two events that day and obviously there's some very bright young people in some very bright veterans of the industry I'll be speaking myself. So what are our earnings don't have earnings. Obviously coming out pretty soon what are your thoughts about that another unit mentioned to the prices the stock and now we are we will ahead of ourselves are we gonna catch up. I think we are probably. Ourselves. That rally out much back but I think that based taxing. Some of the corporate structure things current United States mark that's your shares of Erfurt I hope piled increased earnings and corrupt us. Credit we're talking within her crown and in an analyst Kelly financial services and the investment advisor or investment advisor representative from fully licensed and we're just we're curious about the moving averages which I know you're following iPhone two could you virus known about the moving averages right now. Yes a great. David Albert which would tell you were armed outside that's what year. Acts obviously opt market at trump that department and we hope that it outward. And I'll opt changed it would make me. And and 800 wanted to once sit with Andrew crowd any time they're complementary business there's never charged for the first visit no question is too trivial. And the question you have this important 888800. Wanted to anyone meet Andrew on January 19. Babson College either the daytime or evening segment of the event and our offices are officially opened in Newton Massachusetts has been a dream of mine for cellphone use Andrew and you'll be seeing clients in Newton and if anyone wants to visit with you knew you and we can make and to correct. Create any last advice and you last point of view you'd like to press. And it hits and an art never urged his second. Where your past I just makes your route to Iraq either actually probably make sure you and against possibility of market. That was kind of asked us. And are always looking for great but we're always looking for great dividends that are in fantastically. Sound packaging so we're always on the you know look for them moral and the outlook for sectors and you know we're great managers and as our money lenders are investments under signature I guess our our market soon securities investments are approaching 200 in 25 million is that correct Andrew. And we your own our arm fixed assets fixed annuities insurance contracts money that's maturities about 240 million so we're right we're very close to half a billion dollars and it's sort of used to be a lot of money runs a kindred. The ethnic. Thanks for coming on sharing your time this weekend and we'll see in the office on Monday and god bless. Accused zoom Andrew crow thank. Thanks. And a path to and again. Yeah its own home. Active blameless home. Yeah. Who is have to guess that's wrong. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family call 188881881. Now and speak to bill Kelly. A great year end gift that you can give yourself might be peace of mind how about that. And one way to do that is to make sure that all of what you fork to obtain all of what he's saying to all of what you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Are you getting pace and there were five days bundle to any investing relationship. One is the ability of your professional to another is availability. There's attitude action and accountability. Listen to bill Cummings senior safe money strategies and called 8881880. Wanted to speak to bill. What matters to build Kelly is here. We think you give him straight days. That's a movement in January the coldest month of the year. In the area and New England culture with the farmer's almanac says this year but I know I can remember eight degrees below zero. My music and it was a big deal that was soon in the sixties and we have these chicken coops and the war would freeze down in the chicken coops who's going to feed the chickens and thousands of them. So my grandfather had to get the water in buckets from the salary and an ever built basement it was a seller. A stone walls and we would walk around when my own time I would give my speech pocket I've been following this giant human being down to the chicken coops and he was about 64 Tim Murphy and if you come to our office in Braintree you'll see as chair we're used to sit and it was so it's an amazing and one of his flannel shirts and I found amongst our storm causing but he was a giant man and he went to and we book found chicken coops and induce a particular owner not really great. Not something dependents and music and Greek owner I mean it's it's chicken chicken coop and they were all kind of lets look up on us when you walk into the crew was crazy. And run and it's kind of just kind of looked up from what they were doing and and I am I would be in there and you know I looked back at them now my grandfather lived and you want in one of the rooms and our farm and I slept in. Next to him and his twin bed first in my crew have been twins and but this so we came to live with us in the fifties and -- in Providence he tendon and an am rolling factory did two ounces in Cranston won a sign the other and they were mirror images and return of their own beautiful houses beautiful homes and the home on the left was where he put his in the lawless who are no peace permanent team and in the U. In the house on the right he he that's where he and his family and children and he was the first of all Kelly's and Murphy's two out home in American and that the owned. But nineteen. You see 1930. The prominence was some jewelry capital of the world basically as far as you know not find diamonds I don't like Antwerp on my jewelry that people were buying back then in the handling things like that's my grandfather got fired from drowning sharp because he went three union meeting and you know like an economist Tony was fired with his friend McDermott. And they rented some space in Providence which would if you went out the backdoor if you go out the backdoor of the performing arts center. You'd be walking in the factory but it's gone the buildings still there are some more but for the most part on. Recognizable as having been an Indian gambling factoring in many pins for the the veterans of foreign more are you know caught automobiles Reno's Robert you most mobile. Different things like that. And that's what they do in the least to start to make a lot of money you know like entrepreneurs. Whose name thing is nowadays. Him consulting and making apps and usually hit it. Opinion and handling them great men and polishing its own. Nineteen invited ten years in 1931. The markets crashed and among the first things are always the jewelry industry so my dad a grandfather. Lost everything Collins homes and rental properties CN beautiful homes and within three years he was painting bridges to try to feed his kids and kids quite a step down and then some twenty years later he had saved up enough to help my folks are the farms which is what he did but you don't know that I look back I often think how did he do when he did that he's staying with us from 1952. And 1984 he did the laundry and cooking and the counseling seven kids. And who study this could be never complained and was never bitter about what he lost any sort of kept them chiller steady on a ship of our family you know and Kim been going pretty he never was bitter. And he basically occupied. A spare bedroom more. He actually slept in the Dan with the pullout and pullout couch from 1960. Until nineteen. All through the sixties and Marino started leaving the house he and his own bedroom again in my community for the past when change in 93 so how do you not get bitter when all of a sudden you all you live in the bedroom with a three year old child after having factories and beautiful things in and out how do you not get bitter I don't know I don't normally he he brought out the best in me and that's one thing he did his entire life and he explained to me when I needed to do do -- let them -- I probably ten you know truth I I sometimes think at the end I had to leave and human services and it was into the partnership there wasn't known good there was no facetime or FaceBook or anything like and you were just gone and there are some letters I wrote and I found recently in a basement and I just wonder you know whenever these cold these come around I think back to the negative three degrees in the hen -- and standing here watching my grandfather wandering hands and I just was wonder and wonder what he thought about his duties as being wealthy industrialist. And a host of Cranston with a beautiful line from Florence Italy the kids to beautiful suits and life goes on to listen. In America. Seniors seem funny strategy. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped Medicaid crisis planning senior saint under stress. Portfolio income projections seniors. Money strapped. Call bill killing at 888800. The 1981. Or locally at 7818493090. Keep your family fortune in the family she which you have to use what you want. And pass along what's left. Are there trillions of dollars and IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered. That's 88881881. Keep what you have use what you want and pass along what's left. Have built Kelly speaking your next function call 888801881. Today. Bill is available to address your group business or organization on any of the topics discussed during a show he's a featured motivational speaker before retirement club's business organizations conferences seminars as well as sales meetings in groups in need of vibrant approaches and new ideas. Call 888801881. To arrange for a bill Kelly to speak before your group. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you've saved all -- -- intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. While big week in my life welcome to Tony seventeen. Take care of your money be careful watch out for yourself there's nobody out there watching out for you. Except you unless of course share my client and I'll always watch out for you. And always do my address for you so. A a need 800 when he didn't one no question is too trivial. No matter too small little help you I promise you and that goes for the people with the ten million dollars to. We're here we're here for all of you and yes we can do it and I'm proud that we can. So we'll see you rent Newton our new offices and we'll see you. And Babson college and in January 19 so maravent done with a sour until the next Nancy Olson. Keep your family fortune in the family she what you had to use what you want and pass along what's left. Are they trillions of dollars in a higher rating and individual retirement accounts are going to be too much for Uncle Sam to overlook. Have you done tactical planning do strategically to argue restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and give your loafers new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting sessions and have all of your questions answered. That's 88881881. Yeah. Keep what you have. Use what you want and pass along what's left. OK then you say goodbye to the people. And thank you loosening. Bolts hitting the yeah. It snows it's. I. And the. Day in the office. Oh. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly call Billick Tripoli 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pace there were 580s. Bundle to any investing relationship. One is the ability of your professional and another is availability. There's attitude action. And accountability. And listen to bill Kelly's senior safe money strategies and called the 88818. He wanted to speak to bill. What matters to build Kelly is here and we think you give him straight days. He's tired of volatility are nearing retirement are you a business owner are you high net worth individual. Join me bill Kelly at Babson College on January 19. For a brunch or dinner presentation your choice 888. 801 meeting one wealth preservation and risk management posted by Kelly financial services. At. That's in college. Thursday January 19 day and evening event ladies and gentlemen may cute it's your choice enjoy it it's complementary. Via Kelly financial service to send me Bill Keller. That's 88880101. Wealth preservation wealth protection. At Babson College portfolio strategy assets selection the changing face of retirement are you are you prepared to face it. Keep what you have different trusted financial professional do you want delivery of service above and beyond. 88 and 800. 181 perhaps in college Cheney or nineteenth. If you can't attend. 88880181. And ask for the publications which we were present there we can send them to you free. The twelfth threats to change intrusive retirement. Your risk tolerance report. Senior safe money strategies book total wealth transfer. 2017. By the numbers. January 19 Babson College. Noon a brunch 888800. Wanted to warn. Evening and evening dinner early dinner. Presentation 888801. Engine one. This is bill Kelly do you have a trusted financial professional. You know what the twelfth threats to high net worth our. You understand market risk inflation risk is coming back currency risks time intrusions. Political risk. Concentration risk but think about these threats. To high net worth visit one of us January 19. At Babson College or call come into the office or have one of our analysts meet with you. Meet with me. Get a risk tolerance on any any any. 800 wanted to anymore and call for valuable free publications if you can't attend if you attend. You can have these publications at no charge. The event is complimentary. Presented to you by me bill telling. And Kelly financial services. To the book senior safe money strategies. Trial threats to high net worth the changing face of retirement how to choose a professional. Total wealth transfer the Dow bar investor study the stock market heart attack you will and trust workbook in any any any. 801. Game one if you can make it called get the reports if you can make it you'll see. Investment specialists you'll see estate planning attorneys you'll hear them. You believe you're able to sit privately momentarily with them. And maybe ask a question to. At your leisure in private. And you may find out you may get some facts that are helpful for you and your 2017. It's dinner or brunch at the Babson College your choice. January 19 Thursday. And later on we'll have another session in February. 888800. Wanted to make one call to reserve your seats. You can also ask for a simple phone review our have a question answered over the phone when you called the arrangements to do that. You might have regrets and cannot be seeded what you might want to commend to our offices in Newton. Our brand in Newton office. You can visit with us in Burlington or Braintree. You can call you can do a virtual meeting a need any. 801881. Wealth protection preservation. Wealth management. Visit without us January 19 and perhaps and Eminem brunch or dinner with us today or evening workshops. A pain in 800. 181. Appetizers and registration prior to the brunch or dinner. The presentations are followed. And by brunch or dinner. So any any any. 800. When he didn't want to enjoy that in joins the ladies and gentlemen can you trust workbook. Nearest tolerance the changing face of retirement seems safe money strategies. All yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year. Find out if you have any way to lessen your tax burden. Legally of course course eight any ink in 200 wanted to he wants with a tax expert. And January 19. Or we can have one available to you in our offices. Are their Braintree Newton or Burlington. 888801. If you want to see you on January. 19. At Babson College. Seniors saying funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors sinking money scrapped its Medicaid crisis planning senior save money strapped. Portfolio income projections seniors money strapped. Call bill killing at 8881981. Or locally at 7818493090. Okay. Well I mean. Coming up. We're gonna do. Ten. Leave the it's hard. Maybe it. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Port locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81981. Call today yeah. In the blink of an iron another year has passed and here we are we're sitting we're wondering what does the new year bring I often think of my father. Seven children my grandfather lived with us on the farm but attitude jobs. And I just tried to imagine what he was thinking. I'm New Year's Day when he when he woke up the first day back to work maybe after New Year's Day. Sometimes he worked New Year's Day because he was a firefighter. We call them a fireman back and so think about that what was that like trying to eke out a living Imus pay envelope here. And his hardware store Perry was nineteen dollars and 47 cents for the week. And who knows when he was spent at the fire department but think about that. And think about what it's what you were years going to be like is. Is New Year's Day a day where you if you count your blessings and it takes hours or is it today. When you have some trepidation some Mori is isn't a when you might not know what's going to happen next year. Is it a day when. He may be lead to reflect. Some day when you pray. Is it a day when you thank god you're still alive. You are thankful for your family your friends those close to you. Are you happy about the election. Is that something that's going to make a great New Year's Day for you but he signed because your candidate lost. And I am looking forward to. A years and years. On the other side of the bench. And we've. Some analysts have been for the past eight years so. It's a revolving cycle it's a revolving door it's a cycle. And that's what life is this year. Tony sixteen and became human and it was uninteresting expect and its. I had to sort of handle a lot of things over to god. As I wasn't able to take care of them health wise but they seem to have worked out so. That's what I did. I mean a lot of new friends and I mean. I begin to. Realize the depth of my life. And the beauty of my life. And I also realized that I still have a lot of work to do. And soon people wanted help so. Start off to New Year's 2017. By the numbers is a great book to tell you all about what you need to do. For April 15 2017. And that's 2017 and I'm just fresh off the presses. They need any 801 indeed one. Visit with us on January 19 at Babson College five analysts. And in some gentlemen estate planning attorney. A tax expert mean bill Kelly. And the Kelly financial staff will be there. At the perhaps in college executive conference center. Be presenting a brunch. On January 19. And Thursday and at dinner that night if you can make the brunch open to the investing public. High net worth people are welcome. And all types of investors are welcome small businesspeople especially any any any. 800 wanted to anyone come and join us. Humane and showing its and you may find us some things that will help you make 27 team. A very great year. So who's watching out for you that's what's important isn't as Tony seventeen unfolds. At a terrible opening last year. On of people deciding to get out of the market they weren't sure. 3000 point drop can you believe it seems like ages ago doesn't things heal over. And we forget. But you can't you need to keep focused ladies and gentlemen on your mission. As you move into your fifth 40s50s. And especially sixties. The main thing you can do in my opinion the most important thing you can do is to avoid. A massive loss. Avoid a loss that you cannot read from which you cannot recuperate. From which you cannot recover avoid the loss at any cost. If you can do then going to be fine generally because you can plan with the assets that you have. You can plan with those investments. If at least you have them and can secure them. So you need an investment plan for every type of risk tolerance and your risk tolerance might even change. As the years go by. There might be a change in your lifestyle he might lose your partner might. You you know you want for your husband the united love them very much one of you might not be here all of a sudden. That's and that is. Almost a certainty very few people die simultaneously. Partners in life couples. So it's something that you have to at least have a plan for its very unpleasant to write it down. It's very unpleasant to confront that reality. But that was what 2016 was from me confronting reality. Now here you have a great year as far as writing business accounting financial another. A record year of writing business but our most important thing is helping clients. Making sure they feel right. So any any any any time under wanted to 12017. Present numbers to your copy it's a great publication. It can be emailed now it will be given away. In and large volume senior since my strategies were quote. At the events. Upcoming. At the at Babson college. At the executive conference center. So 888800. When anyone gets you a seat there. Find out. Who's who's looking out for you. What do you need to do in 2017. To minimize taxes. And maximize your income that you can keep. Find out what are the changes are in Medicaid find out what the partnership status is. With Medicaid and long term care in Massachusetts is an important to you speak to and attorneys and date January 19. At the bar and Babson College with Kelly financial. And find that your questions answered you know to make an appointment with someone on the phone. Now pay a couple hundred bucks or something get a bill for a question about estate planning from a fantastic. Estate planning attorney. So basically you can do our own January 19 you can meet with me I'll be speaking on B percent and five other analysts. Will be there Kelly financially is hosting the entire event you can be our guest. All members of the investing public. Are invited I net worth it especially. And as well business owners do very very well. At this event it's any any any encounter when it once I'm up for the brunch or sign up for the dinner early dinner presentation. At Babson college. And we'll see you there on January 19. Find out which you can do and finally you need to do and find out what's possible. In 2017. So that. As you ponder on New Year's Day may be one of the things. For which you can make up your mind to do is have a great year fiscally. Not just physically we'll be right back. Keep your family fortune in the family she which you have to use what you want to. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from predators and interloper his new legislation is here now. Do not delay take decisive action keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you saying you don't want you invested in all part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event and perhaps in college four events are going to launches into dinners. They're going to keep what you have. You what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax laws. How about potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today and that's 888800. 1881. I think the United States is the greatest place in the world to invest we have some saying it's. Too bad apples and. Does either. Condensed usually moved. Well you. Student union partners here quote you're heavily. Could you know was a great year for everyone really my kids made a lot of progress of business while well we get to enjoy a lot of time with you and your family so that was a blessing. Except that you saw said he thought so why are you people that you really enjoy any step. Everything okay here's the other stuff. Over here he yeah. We know that they're not standard at bat great bought that is that arbitrators have like this. But look you up. Nick knew people would people well well look on this squad but you do what we've done it yet are you here. The other you know I'm very what bought up how many they're as well. Over the years ago they are. I don't know how many of them that there's others. For the little guy that solid financial service. Well I've learned some things from new army moved down in the Dominican is a man on a skateboarding doesn't have really good use of his legs and we're in the middle of a huge traffic jam and I tell him Kelly stop the delegate some pesos for that man known there because ambassador Flynn that's what he says Rihanna doing. And went says there we got to do amount we can't worry about the traffic so that's a lesson violent. Yeah let's go out like oil rig ability. There are their base all come on. He's pitched in last night he was Christian and the cage indoors and he says he likes it you know he says he follows Roger Clemens and the house bring in Dylan knows he's looking great. Well except up straight and yet and not to have children without the other village that it all caught. Earlier this curb tax that would that many people have those clearly want it all a lot of it here on my clubs aptitude so well that. That city area and got we got everything I got a lot of that quickly a lot of spot Great Britain. It all. All very important part it like break up actually hit in the side. So. It's what it broke the way to break up all big and now going Kuwait yeah oh wait a Bryant now all of them were going to wait small person. But I'm up and up the ball and now that you are bought itself bought out here back here. What Coke and pick up call or note secured an ice on your degree temperature low is not gotten it done here. I'm still in north twos don't south but I like colossal and if you've been colossal trying. I grew up without airs yeah I would get out yeah I don't like certain. Here well. The tree is so good celestial get now. You know we go to Disney World you go to different amusement parks and people don't really look happy either fretting their paying. Hundred dollars for the kids to get in and and you go to Los so that costs nothing it's packed with people and they're all smiling. Let her pick her because not one income one is not. To the other week and a little packet that out all we go Iran is an album you're all I've heard that typically pretty. Good. It's an opportunity rarely works fine don't look real you know Christmas. Only got kind of everything that talks yet or that they've earned the reviews here and saw it it's hard you saw that if you work what then. Out tomorrow. They'll remember their massive some number of guys that. Special meaning of Christmas you know people get caught up a bit material outside Rutgers must support the understandable. But also put up a lot to make sure that we remind them of this very moment there. Always size. A person so to mock what or put Ottawa. Church and saw ought to sort of sort and you're the breeze will give tonight column about ear and out of it about the importance or. Making good and stop your New Year's resolution who sat. It won at the FR. I picked it up with respect and I saw it wouldn't be nice. It puts it well let me millions let's go this year here's a look pilot. Not sit out all of us thought it will so. Hopefully he stepped going to shut up yeah yeah we could definitely know what I've been on. The media. And now political leaders then he and his people what are they are so off. That is what the people walked in salt. Ultimately that accordingly and what I did today but good in the Palm Pilot and I've got a bad bad news bit. And this is ambassador Raymond Flynn an all American athlete all American scholar at Providence College. You're right there. Discover five keywords bundle for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies or call 88881881. And speak to build what matters to bill Kelly. Q that's terrific. Do these cuts and investor. Mr. learned recently in the market things can happen quickly they can happen and today they can happen in an hour. It can happen in a minute they can happen in the second they can happen in my career sack do you have the information were you prepared. If you work with the team. Do you think it team might appeal to make it bigger difference for you seem to do many things the team to do virtually anything. If you looked at how we've built America. The team can certainly create victory wouldn't you agree call 888801. Needed one stop being forgotten investor pitcher information. Find out what our team Dennis Kelly financial services find out how we work. Find out how we take care of our clients find out how we communicate find out how you might find it better way. If you don't have an incomplete in the postponed 1520. Years the influence of women have won just one. How could someone planned for tomorrow if they don't know long term or long range plan to think about that. Seriously information is power and power creates might get my report the stock market heart attack. Compare this market to previous bull markets what are the similarities. Payment frighten you. Paid any any any country. When you want to copy of the twelve threats to high net worth. Just want our than we've experienced many of these threats within the last several months alone is an important to you that human safety valve. It's important to me I wrote this I wrote these reports for you PP PP country. Point if you want to the stock market heart attack if the twelve threats report and get a copy. Of the changing face of retirement DP in this country when people want information is power. Power can create moan don't be the forgotten investor if you are that means you have a high probability. Have been taken for granted to copy the twelfth threats find out which of them have an impact on the market recently. People need me 800 women do want and how about political mess China devalued the Juan. Custer tremendous drop in markets in the United States how about interest rate risk. When the Fed. Threatens our right on the stock markets trembled. They travel from here you need any 800. When you do when they're in tune reports we call it the ten pact includes my boot senior safe money strategies can your company. I'm serious you'll enjoy the book and it outlines. In a mere 147. Pages. What people actually think of you when you invest your money and what actually happens behind the scenes. I know what the street kids find out what the bulls didn't find them with the bears do. And find out how pigs get slaughter PPP. 800. When do you want. I want you get a copy of senior safe money strategies can copy of my autobiography. Daily brook farm until the end of the year until January. First at no charge for immigrant farm. Normally 1795. On Amazon PPP. 821. Of the senior safe money strategies book. Get my autobiography. Memoirs Billy Burke farm to the twelfth threats to high net worth to the changing face of retirement. It's not your parents' retirement anymore if the stock market heart attack. Have a great day BP in any country when if you want don't be afraid to call no return to Q greedy you need this information. I've done extremely well over the years these are yours and you know. Pitches there's nothing you need to do to call and leave your information PPP. These hundred when he didn't want to thank you. Seniors seem funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior saint on strapped. Portfolio income projections seniors. Money strapped. Call Bill Elliott 28881981. Or locally at 7818. Or 93090. You can leave room. I. Know who's going to. I. Plus I have to clear this you know we FCC rules. Why. I thought I think. And the wrong kind of mode now. And I thought it. I don't hear. They're family unity. Toning and it recruits and new moon just a moment. Then recruit. But yeah. We could Kelly Chilean moon you mean drew crowds soon. We do a power team and move more engineering into. Yeah are you doing there yeah. The government yeah it hit an eight IndyCar. Thank you very much good here. There and may soon. Our chief investment officer and vice president Kelly financial and analyst Andy's making a name for himself in the industry. Especially in the teeming with bonds and then the different markets and right now. Group found that a quarter of a billion dollars a year managing with Greg Mario myself so that's a lot of work kinder. Yeah a lot of moving parts are there and making it across the board whether we're talking about a look at her date of the Arab portfolio or some. And what they are more rest. And now we're having an event in January 19 at Babson and there's a rumor that he'll be addressing the crowds on. Both the crunch and evening presentation what do you think about that entrance. Or you sleaze June. He'd need any page under pointed it once it was endure at the event listen to lenders presentation at Babson College. Either from brunch turn evening early dinner whenever you schedule allows the investing public. Is welcoming you learn a lot from Andrew I'll be presenting also off. So 888801. If you want don't be shy and Andrew what do you think about bonds' fixed income and maybe large caps for the year comes. It sold all while a lot of beer at all and I do think it's going. Come back next month special it ought to be in a shorter term bond out of but it was all but not totally up there. But not so common large cap I think given a lot of tax cut there and it dead body optimism in the market now yup it indexes look at it as hot. That. And I think there's a lot of optimism in the market not gut the buy it. There's still a secret the end her crown vice president Kelly financial and managers and analysts and Andrew. You found the sentiment indicator and you also follow me now moving average which can you let folks know where those aren't any mention fun. Yeah December indicators. Still pretty high. Neutral be about hero and that at about seven it's a little bit higher which would mean in the short run record actually a little bit outside does not know. Mean that the longer term. Randle out. Are short term indicators are going January given out of that gators today the market died and I think they're a little bit. Peregrine now he can listen to commanders presentations see how he does the technical. Charting and works within the market always a very tricky 888801. If anyone Babson College. January 19 there's a daytime session and as an evening sessions. One includes brunch and one includes dinner but the presentation. Is complimentary Susie investing community here anyone's interest to the educational community people gonna learn some things make there. Investment plan better could you summarize Tony sixteen Andrew and maybe give us a peek at Tony seventeenth. Played sixteen bit a lot of different factors obviously audit January outside. Net oil Lott called acts Allen. It made all the law dot com up until by the election where mark was about slap that got and not flat an election. And all the outside her like that Iraq are mainly driven by the financial backers are the good. Going on seventeen I think there's going to be a lot of changes obviously the outgoing and a lot of trade yogurt and not different to what happened. Hopefully more jobs in the United States out. Or ought to be out and I. Inflation. But inflation is there's a lot of money chasing workers and very few workers Finneran of inflation but we'll have to create. Which would be. Worse well be great so we we can hear him speak and perhaps in January 19 day or evening session. Any need in need 801 if you want if you're an affluent investor high net worth individual. Member of the investing public or your own small business. Obviously planning attorney sacks experts myself I'll be there hander crossover into happy new year thanks for being with us. But could there. Are countless Internet so we're still here can only tell you still with us. It's one of your son's now into chrome. I haven't helped get the ground over the years and not Ali that bright but why now. At such a great job. Well we're trying not to let him just to be had here you too nice to him. What. That play to include roof and these guns and who's now he. Missed it that much yeah. I hope William it that way it went. Great place. Well luckily only human cells with the guys like a koala bear you know. And then their own doing feats of strength in the spoonful Williamson. Jumping for money back to the other earned an. Yeah I Andrews traded I think you've done a great show of helping them you know and in touch with their families quite a bit right killed. They're great they are at am place. Are just wonderful people Ryan yeah it just enjoy. Getting another at all. You know we've been very blessed from recruiting from Saint Francis College has been very key unit. Part of our current. It just reflecting on Matt through. Yeah. Oh good all right we'll get to Berkeley are gonna go run right now gonna do some more but. A lot of new and we'll talk to him and we're we're gearing up for the nineteenth at Babson eat. Colleges can be huge advance for us historic I mean it's a beautiful vineyard. 888801. And do you want folks get a seat it's there's no charge. This in due time presentation with a brunch included in this in the evening early dinner. All kinds of experts tax experts estate planning attorneys me. Andrew crowd to new rules could kill killing incident it's particularly to cook a. Like therapy art college I am. We'll do mutant too soon. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881981. Now and speak to bill Kelly yeah. He's tired of volatility or you're nearing retirement are you a business owner are you high net worth individual join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888800. -- -- -- one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may hear that your choice enjoy it it's complementary. Via Kelly financial services and me bill Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are you are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College chain you're nineteenth if you can't attend a 8880181. And ask for the publications which we were present there. We can send them to you free the twelfth threats to change intrusive retirement your risk tolerance reports senior safe money strategies book total wealth transfer 2017. By the numbers January 19 Babson College noon a brunch 88880181. Evening and evening dinner early dinner presentation 888800. -- -- -- this is still -- do you have a trusted financial professional you know with -- -- threats to high net -- are you understand market risk inflation risk is coming -- currency -- time intrusions political risk concentration -- -- think about these threats to high net -- visit with -- January 19 at Babson College -- call come into the office are one of our -- meet with you meet with me -- -- risk tolerance on 888800. -- -- you want to call for valuable free publications if you can't attend if you attend you can have these publications at no charge the event is complimentary. Presented to you -- -- -- Kelly and -- financial services to the -- senior safe -- strategies -- threats to high net worth the changing face of retirement how to choose a professional total wealth transfer the -- -- investors started the stock -- heart -- you will and trust -- in a -- and 800 when he didn't -- if you can't make it called that the reports if you can make it you'll see investment specialists you'll -- estate planning attorneys you'll hear -- you believe you're able to sit privately momentarily with them. And maybe ask a question -- at your -- in private and you may find -- argument -- some facts that are helpful for -- in the -- 2017. -- dinner -- brunch at the Babson -- your choice January 19 Thursday and later -- we'll have another session in February -- 800 wanted to make -- call to reserve your seats you can also ask for a simple phone review -- have a question answered over the phone when you can't make arrangements to do that you might have regrets and cannot -- season -- you might want to commend to our offices in -- -- brand -- -- office you can visit with -- in Burlington -- -- you can call you can -- virtual -- 888800. When he -- -- wealth protection preservation. Wealth management visit with -- January 19 and -- and -- brunch -- dinner with -- day or evening workshops a pain in -- 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888801881. Enjoy that enjoy that ladies and gentlemen didn't trust workbook nearest tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course course 888801. If he wants with a tax expert. And January 19 or we can have one available to you in our offices by their Braintree Newton or Burlington AAA. 801 if you want to see you on January 19 at Babson College. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to bill telling senior safe money strategies called 8881880. Wanted to speak to bill. What matters to build Kelly is you know we think you'll give him straight days. We have a very exciting just today calling councilor there's so blog yesterday. Isn't it an expert at getting into college saving money on that and getting out of college and earning a living some. Post an amazing blog site planning for college dot net phone don't know how you doing instill Kalish. There was say you had Norman Collison what is the best language still learning college and you said English. And you're concerned enough politically correct you want people learn English called. Well employers. Absolutely discouraged by current college each day but lots of people to have good communications skills could you speak to complete. And Paul by the way is an expert on college admission and reducing costs of college. Tony give folks your very own web site. Sure it's planning to college. Next president could cause actual word. Dot net. Your column on your blogs is that a struck a nerve because I've watched a movie you know waiting for Superman about our school system in California. Freshman professors feel that they have to teach English at about an eighth grade level to get the kids up to snuff and I'm just wondering why we're abandoning me you know language ball. Body political credit because a lot to do it by insinuating himself and evidently. So it skips out. American employers. Are getting harder. And if you want it's become. A couple analysts. Did you pick speaks. I'm really use verbs so that it is called. It's absolutely no country and all sound discouraging. Or price to have to pay to put ticket to college. And know that the expectations. That law hours Rick and I can't ignore because. If you really wanna get that first job hurry and bash an English language or you're Koch Bob Herbert writing assignment so that you can practice writing skills. And if they ever called on to volunteer to speak being a Russian Federation and hand off to speak. Because of the so far into your classmates won't leave you want. Amazing I could never put it together my grandfather used to tell me that when I was three under on the kitchen floor he was a giant Irish machinist. Any pretty much to only the same thing Paul mentioned you speak look people in the young speak correctly and you might do and more successful so it's sort of an Irish tradition your column stated. We are two requirements every employer wants and new grant to fulfill one minutes. An intern ship doesn't have an internship in college at directly relates to the position and your major and can you speak any complete paragraph or how about a sentence. Yeah I haven't been on the hot side here you know people use words like. And it just ready ready to college I just have to want to shake my head like Conan because it that your. You know that's a very popular statement and I'm seal a lot more mistakes and online newspapers. And it's becoming pretty well except just read excuse everything in our culture these. We don't. Wanna judge anybody well guess why. Employers are very good judges are under arrest. That deterioration of their services or products because US date recent college grads can't speak very well. It's very well. I don't leader professional prankster. You know work. He talked my clients my customers. Laid out very basic human level. Ruiz to simplify everything and you were either right or wrong when moon when I was a kid and had to figure out if you want him to come get it right but. We're with Paula Abdul. Www. Planning for college done that and it's an interest in sight but any other advice she would give a let's say. A student entering college are then entering the workforce out of college. I would settle the two elements that perhaps too big claims to have to have an internship. At some company before they graduate. You can be knowledgeable about the product mr. going to be express themselves talk about what the employer but unless you have an internship differently to what. Or what you do you're sure changed its. Good communication skills are absolute must now this is the part that really gets a lot of people curious. Don't I have to imagine that it is now. Forcing him to point out or they don't believe it was major could be speak correctly please app or what I actually got the job or municipalities. It was thick mustache. So obviously good job. This is due so arrive and operate. The language in the top school I may be an English and math and English language. I could jobs because they talk I had great communications office. That's amazing and he's written four books on a best seller over 250 videos produced audio books we really wanna thank you would love to have you come back and I'm sure if the parents have any questions or grandparents. Or students. 888801. And anyone who pass them along to your house that call. Had a great god be more than happy to talk. They're good www. Planning for college dot net Paul apple thanks for being on the show today and god bless us greatly. Seniors save money strategy. Wealth transfer senior safe money strategies. Living trusts seniors think money strapped. Medicaid crisis planning a senior saint content strategy. Portfolio income projections seniors money strapped. Call bill killing at 888800. In 1981 or locally it's 7818493090. I. A great year end gift that you can give yourself might be peace of mind how about that and when we do that is to make sure that all of what you fork to obtain all of what you saying to home for you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Well that about wraps it up please don't from this hour that's a history the futures and mystery the past is history so all we have is now right. Don't give up their years in full force 2017. We've opened a new offer office and Newton Massachusetts. From the I'm much perfect mutants came out there and open. It's a second grade a office near the union T station. And we're working without some college this year January 19 make sure you make it out there. If you're in the area. 888800. Wanted to wanted to have some fabulous people to speak with you. And I had a great week. And this week I'm very pleased that he could join me here on Saturday morning. Going through all sorts sorts of new things are gonna do for the public tax preparation is in the planning. So if you need your taxes done we'll be able to offer that's new this year mainly because. The tax preparer with whom we are working was overloaded with the clients from us and they have no more room so we decided to take on. Tax preparation so. That's new this year be any need 800 wanted to you once if you can have your taxes done. And full service financial services. Company can own financial services any any any. 800 wanted to and one and and so excited about this year ounce I'm glad to see Tony sixteen don't. I hope the next I hope the president elect I hope the president can and and bring us something special now we can deliver on some of its promises. And I can I hope he can help the people who are less fortunate. That's most important to me. And I hope that my clients are aided by this new. The president and I know that all of you in the investing public find yourselves in the great year for Tony seventeen. There's always a lot of promise when we start the year out. January the coldest month of the year we get through this we're in February. Pitchers and catchers report in February and guess what the crow Chris I'm not far behind. And suddenly it's Easter. And are out there and I know sport coat so 88880181. No question is too trivial. Keep your family fortune in the family she which you have to use what you want. Then pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his. New legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered that's 88881881. Keep what you have use what you want and pass along what's left. Keep your family fortune in the family and she what you had to use what you want and pass along what's left. Are there trillions of dollars in a higher rating and individual retirement account going to be too much for Uncle Sam do overlook. As you've done tactical planning do strategically to argue restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and Peter lowers new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting sessions and have all of your questions answered. That's 88881881. Yeah. Keep what you have. Use what you want and pass along what's left. OK and you say goodbye to the people. And thank you for listening. And it's. OK okay. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys bundle to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Starting the eleventh year on WOR Kerio and Boston and only affiliates whomever you are out there so many stations I don't know but it's been great not a radio guy and you wonder and so. Any of you who call him and and don't like my voice and don't like what I do work. I see 800 number too much focus I never have any serious training and I'm never going to make it right that's what they sent him on the first we tested this guy's never gonna make its own interests if I ever go off the other simply only made it for twelve years or something but it went one London journey. As the kids with telemetry you know someone called in once to submit all your return it's like he's in therapy youth it's like can there be jealous of him that's what it is every weekend to spill mind you know beans my guts here on the Aaron everybody listens some people to turn off I don't know what you do and everything on the air possible parade. Cried. Gloated that pontificating and do everything you could do runs and everything you could do wrong I've done and I'm here but it seems like you know it's a fantastic life out there sought to today we have. Ambassador -- will be on this -- for example who is a specialist I'm getting into college and getting out of college successfully saving money one European Union and making more money when you getting out so you'll be on this our ambassador Raymond -- happened to be one of my heroes when I was a kid I used to keep score sitting in my bedroom and prominent scholars -- announcer was Chris Clark and they were winning national championships with discount from South Boston who -- -- to Providence College one thing to try out for John -- who -- we've fallen -- every room after the second jump shot because I know this because my friend bumps -- was there on my mentors in high school was -- -- he went to PC do you happen to be in the -- that today and he said the best jumps and Bob was a great basketball I used to play in the neighborhood with -- -- kids -- was a little shorter than ambassador -- so he couldn't really -- you know make him the team but he loves the game and so I used to speak with the ambassador -- every year we -- clinical school every week which is not really interviewing. This distinguished person -- -- thinks I'm -- I'm learning so I think that's important I hope you like him. Love him as much as I do he's a fantastic human being. The only two time all American two time academic all American in Providence College history he says dropping the puck on the PC DC hockey game and that's something special so we're looking forward to that. Andrew crow investment advisor representative Craig Murray mines senior vice president throwback guy to the fifties if you're wondering if there's people like that anymore there are his name's Greg Morris. And then a lot of me of course hip hop as you know I'm going to be there have been stories about the farm freezing to death and we are opening an office in Newton Massachusetts it's open 888801. If you want to make sure you pay us a visit in Newton if you've been waiting for this and need him if you live in Wellesley who have been Newton Upper Falls anywhere and anywhere around there weren't right behind the he station and off the island so it's easy to reach our new offices in Newton ADV he's 121. Babson College I'm speaking at Babson College on the nineteenth now do you like that. Afternoon and evening PGA is under when he gave one complementary to the investing public if you wondered about the new trump economy few dozen tourists is out. We're going to go and you want to join us on January 19 that's who's the most calls we have heard god yesterday so it's filling up fast I was wondering if Ritter did anyone there and I don't think you -- not enough room but we will have a seat for -- 888801. Evening when the changing face of retirement investing experts from all over the New England on Social Security for the affluent and estate planning attorney -- will be there account our state planning specialists and one of the nicest people I've ever met my life on top of that Social Security experts tax experts 888800. Quantity went to great program and put on attempts and college on January 19 so you're all welcome them from either brunch during the day -- an early dinner the evening of the nineteenth so stay -- to have some interesting guests today in some interesting thoughts and we'll be right back to that Alston and. Senior same unease strategy. Wealth transfer senior safe money strategies. Living trusts seniors sing funny strapped. Medicaid crisis planning senior save money extract. Portfolio income projections seniors. Money strapped. Call Bill Elliott 2888800. In 1981. Or locally at 781. Before 93090. I -- of volatility or you're nearing retirement are you a business owner are you high net worth individual join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may cute that your choice enjoy it -- complementary. Via Kelly financial service to send me bill Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets election the changing face of retirement are you are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College chain you're nineteenth if you can't attend a 88801. Meeting one and ask for the publications which we were present there. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he gave want to enjoy the enjoy that ladies and gentlemen didn't trust workbook nearest tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year. Find out if you have any way to lessen your tax burden legally of course course 888822. Points with a tax expert. And January 19 or we can have one available to you in our offices either Braintree Newton or Burlington 888. 801 if you wanna see you on January 19 and perhaps in college. Okay. Telling them. Okay. It's gonna get. Wait. It's. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally it's 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Call today yeah. Oh. Don't worry we'll. I always you know I think Greg Morris vice president Kelly financial services senior vice president and repression investment advisor Greg Mario. I. Most great to have you on the show the first and we send in the new year went by a very quick week what are your thoughts about the trump economy in the trump market. Pop that I can keep saying that mean everything is starting to move forward every circuit look very well. Hover at 191950. Point and it helped her pay. Can't seem to break it 200000 point barrier is that gonna come next week picnic of the week after. At least it looks less of a paradox and it has firm last twelve years the last twelve years of an absolutely normal and things. Absolutely even the last two years really wasn't much gain. So to have this positive ID in the market since November he is fantastic to see. Now we have some new. Strategies and Kelly financial services we have an investor profiles and things like that for the new year we're would you say you've been focused now for the folks who wanna invest in securities. Right now we're looking at large cap blue chip companies that we feel are consistent. Of course that doesn't mean that. A 100% Derek Jeter like that but apple. ATP. Very large cap blue chip companies with consistent. Great now you were speaking and soon bounce and in the near future is that correct. Absolutely so we'll be talking at Babson college for two different days what did you anywhere you want in February. World we discussed saying investment strategy. Investment terminology. P.s expenses. Everything that we feel truly important to know about. Since January 19 it looks like grade you be speaking you know an analyst we have myself I'll be a speaking we'll have experts on Social Security tax experts as well as an estate planning attorneys present for people ask questions of a brunch and dinner on January 19 and bounce and celebrating the opening of our new to an office what do you think of that. It's been awhile Newton's been on our mind for a long time we finally decided to do something about it. And so we're gonna kick off the Babson event January 19 888. 800 wanted to warn you appeal to him Greg Marrero vice president speak along with the rest of our panelists. Some experts and then if anyone wants to meet with us for reviews. Go over their investments 888800. Wanted to anyone will be able to see you in Newton Burlington of course in Braintree our hub. One of the main questions on investors' minds right now Greg for your. What can happen next as a trainer earlier the market at 20000 point roughly per first ever recorded history. But after all time record highs were being positive but we also need to be careful. So the major concern that I'm experiencing is got a great run up what next. But he's still a bit high and has a lot of debt in Europe I mean off the charts a course on our own economy and it's quite a bit of debt and the earnings are still not matching share prices but the market's anticipating. Prosperity more so than it's ever done in his history I think somebody you know. And so with our new strategies I mean we have some new approaches for our portfolio you've created some profiles. And what's the terminology for these profiles and how to use them. Absolutely Internet focused a lot it really got together worked hard to get pieced together to bat for people are trying to achieve so not all the time. A broader strategy will work for quite easy to feel a little bit more conservative. Great go more aggressive to see what they are trying to call of course we had our financial were very conservative. So were always going to be err on the side of caution but we definitely want to incorporate what the client wanted to accomplish and what we're trying to accomplish for that. So these are the IPS is returned mr. profile of a statements Greg. Yesterday aren't we go through with their clients from top to bottom to help them understand where the volatility is. How even in a conservative portfolio a 100% spot. There is still volatility associated with that I'm really trying to visualize that make everybody aware of what to go their portfolios. Yeah bonds sometimes look like a cliff they don't look like a rocky mountain and seeing because when they go they can go very quickly you know. We're not anticipating that now I know this week we re doing some of our summaries and some are statements and we are. Approaching the 500. Million dollar market in investments under signature that's quite a bigger market. Yes sir it's a fantastic time. We're very excited to see what happened. All right we're looking at about half a billion dollars or about 222. Right now in securities Greg in the market actually there were managing. Yes sir it was. 222. Million dollars. In the market and we have some fixed investments that are totaling nine somewhere around 240 to sixty so where. Close to half a billion that's a lot of money when I was a kid there was a lot of money right. Well good plays and don't Greg Murray 888800. Wanted to anyone. Put your questions and down for Greg next week quietly on the you know maybe with Greg doing some of those questions. He will be speaking and perhaps an eye on January 19. Get your seats that are complementary 888. 801 and it won here Greg I'll be speaking as well as for other analyst. Tax experts. Estate planning attorneys are new to an office is open. We're open for business as well as a Burlington in Braintree officers just a third office. 888800. Wanted to warn thanks for coming on the show Greg and we wish you the best in the coming new year. Thank you very much dug down and greed as you can go. And have you. Yeah. Keep your family fortune in the family. She which you have use what you want. And pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly schedule review an appointment or consulting session and have all of your questions answered. That's 88881881. Keep what you had to use what you want and pass along what's left. A great year end gift that you can give yourself might be peace of mind how about that. And when we do that is to make sure that all of what you fork to obtain all of what you saying to all of you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Don't go and keep what you have. Use what you want to end pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now. And speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to dad's 888800. 1881. I. I think the United States is the greatest place in the world to invest we have some saying it's. Too bad apples and. Does either. I can reach ambassador Flynn are you doing immense there are certain cell phone is a great day yesterday overall. We get he had a great date are very fascinated with the conversation here that we have with the mayor. And here Walsh and you're out score but I managed priority ancient. This concerns the city of Boston and how the city movie Kohler. Really enjoyed act you know what's that (%expletive) A prominent businessman someone who's got a commitment to this city had its statement. Region and Bill Walsh coach are the real commitment political power. Boston into the region as well so kind of interesting listening to a bowl eco that fought that because it. Really what the zoo director and visionary move we had an invitation from the charity event that you and I attended together shall we won an auction to have lunch with the manner so I thought. From going to put his feet to the farm gonna have impress her. Clinton asked me to accept it. Or skirt you know a century you are MacBook Air her. Public education and truck procure school education in your Wall Street bank and are you what the top issue was of course I champ Oregon and it was ethical and charm pregnant regretted. Then of course there's jobs economy is not an ice scapegoat that there are social program. In America today it's your job to keep families together and keep people together each country together. People have the dignity and respect of being able to work then everybody expects them so that part of a brilliant. You told them many times over the years and I. When the topic came up what's the most important. Topic further reelection campaign in that but the first thing we can't karma and it looked over here I thought jobs it's gonna be that you know because. She's coming to Boston in those jobs will help. You know issue of race tracks that one. And fuel and disturbed wherever it's coming up but I invited him to participate. In a hockey game occurred at Rick clock to Providence college and Boston College scattered picturesque being built you know areas it's gonna be here. Huge crowd. Certainly part of the game the bridge rivalry two great schools Boston College Providence College. Great traditions. Are what we try and in Milwaukee will be quickly dropped the puck well I invited him and it is too great universities. And the mayor of Boston. Graduate of Boston college and the epic great university Providence College. It is the former mayoral office. There's a lot of pictures if people get more of their money that just. Oh sure that's a great and it's a great sport great spectacle at Fenway they really rolled out the red carpet for these two schools and the regional bee on fire them be a lot of interest and will be great to see it on the dropping the puck with Blair Walsh today what time does a game start. I think that's got to look third it to double letter accent Waite park Urlacher might insult I have your buddy coming litany. Great note diary my grandson. And went over grandchildren heard about it. They are called up by what it goes well so I got chicken. All my grandchildren to negate aren't quite a bit shared. Some of our. At the game today except where what people watch in Karachi UP PL. All have our own rooting section you're sort of regard art so bought you schools Providence and Boston College. At the great Obama Aaron got to be exhibited tonight at Fenway Park so the guard Beatrice. Well great well I appreciate your having lunch with me yesterday and I'd appreciate the insight from a mayor Waltz and who simply view and and mrs. Flinn and so it was a privilege obviously and I don't take joy we have learned a lot and I know mayor Walter is concerned with homeless so that's something I can really. Get my. Right here at home building you know the issues step near Walt and I were talking about yesterday structures almost masks. The core jobs. These are the issues. Bet you are committed to that you show you are concerned more boom or your generosity so it straight people have been Turkey or might like John dissuade Iran. Airgas people who came from humble backgrounds Japanese parents smile on my auctions parents smile on you and I Arabs. Loops and Ireland is well coming. Here with really no money no power no words and hopefully. Steal. On behalf of oak tree and up to our heritage. Making contributions. To the greatness of America there. Expo in America this up I got app and they'll. Well I'm never gonna stop of them do my best you're an inspiration to me I'll tell you it's a privilege having on each week and I learned something every week so god bless you. A great time with the hockey game and best to mrs. Clinton. And print outlets don't let. Discover five keywords bundled for your retirement years the first is time the second is trust. Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies and call 888800. In 1981 and speak to build what matters to bill Kelly. Q that's terrific. He's tired of volatility are you nearing retirement are you a business owner are you high net worth individuals join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888800. When he gave one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may cute that your choice enjoying it this complimentary. Via Kelly financial service to send me -- Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are -- are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College Cheney or nineteenth if you can't attend -- 8880181. And ask for the publications which we were present there. We can send them to you free the twelfth threats to change intrusive retirement your risk tolerance report senior safe money strategies book total wealth transfer 2017. By the numbers January 19 Babson College noon a brunch 88880181. Evening and evening dinner early dinner presentation 888. When he didn't want appetizers and registration prize in the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he didn't want to enjoy that enjoy that ladies and gentlemen can you trust workbook your wrist tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course course 888800. Pointed it once with a tax expert on January 19 or we can have one available to you in our offices either Braintree Newton or Burlington 888801. If you want to see you on January 19 at Babson College. Senior same money strategy spoils of transparency. Your safe money strategies. Living trusts seniors save money strapped Medicaid crisis planning senior same money strapped. Portfolio income projections seniors save money strapped. Call bill Kelley team leading 800 in 1981. Or locally at 7818493090. Thanks on and a path to long hard. Yeah. Yeah. Active blameless home. Yeah. Who is have to guess that's wrong. These gentlemen we're joined by Andrew crowned him as an analyst and investment advisor representative Kelli financial services Andrew will be speaking on January 19 at Babson college and an event sponsored Brian Kelly financial weren't it's open to the investment public high net worth individuals investors for retirement small business owners and otherwise investors focused on retirement and wealth preservation and Andrew has been doing a lot of technical analysis for us one of our key congress of research so we like to welcome into crown and we'd like to ask him ask him into what do you think about what might happen in the new trump economy and some phone. Out of opt out there on changed plans. Our business friendly environment united. Finally going to be speaking. We're going to be speaking with apps and January 19 with some of our other analysts have retirement experts estate planning attorneys and what are your plans for that January 19 event and what will you be addressed. Obviously you're gonna go over some its current events ours economics Roscoe bacon base economic and now passed turnout yet. Probably hurt more but it's good reiterates eldest brother. Their explanation out what exactly your vast that we have an obvious act a that XP apps get through it that with the person but or a general good did it make. Chip enough for personal to bring your statements and do would you be able to point some things out Clement private at this event on January 19. Yeah apps you mark. More apt statement abroad and obviously. Now and short period time like that. It that's happened in the general and and I've automation bash is our current. Super January 19 either brunch ladies and gentlemen it's complementary to the investing public I net worth individuals and business owners 888801. Anyone either brunch or dinner of the two events that day and obviously there's some very bright young people in some very bright veterans of the industry I'll be speaking myself. So what are our earnings don't have earnings. Obviously coming out pretty soon what are your thoughts about that another unit mentioned to the prices the stock and now we are we will ahead of ourselves are we gonna catch up. I think we are probably. Ourselves. That rally without much back but I think that based taxing. Some of the corporate structure things current United States mark that's your shares of Erfurt I hope piled increased earnings and corrupt us. Credit we're talking within her crown and in an analyst Kelly financial services and the investment advisor or investment advisor representative from fully licensed and we're just we're curious about the moving averages which I know you're following iPhone two could you virus known about the moving averages right now. Yes a great. David Robert which would tell you were armed outside that's what year. Acts obviously opt market at trump that department and we hope that it outward. And I'll opt changed it would make. Eight days and 800 wanted to once sit with Andrew crowd any time they're complementary visit there's never charged for the first visit no question is too trivial. And the question you have this important 888800. Wanted to be one meet Andrew on January 19. Babson College either the daytime or evening segment of the event and our offices are officially opened in Newton Massachusetts has been a dream of mine for cellphone use Andrew and you'll be seeing clients in Newton and if anyone wants to visit with you knew you and we can make and to correct us create any last advice and you last point of view you'd like to press. And it hits and an art never urged his second. Where your past I just makes your route to Iraq either actually probably make sure you and against possibility of market. That was kind of asked us. And are always looking for great but we're always looking for great dividends that are in fantastically. Sound packaging so we're always on the known for them moral and the outlook for sectors and you know we're great managers and as our money lenders are investments under signature I guess our our market soon securities investments are approaching 200 in 25 million is that correct Andrew. And we your own our arm fixed assets fixed annuities insurance contracts money that's maturities about 240 million so we're right we're very close to half a billion dollars and some are used to be a lot of money when I was a kid who entered. The ethnic. Thanks for coming on sharing your time this weekend and we'll see in the office on Monday and god bless. Accused zoom into crowd thank. Thanks. And a path to and again. Yeah its own home. Active blameless home. Yeah. Who is have to guess that's wrong. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly yeah. A great year end gift that you can give yourself might be peace of mind how about that. And one way to do that is to make sure that all of what you fork to obtain of what he's saying to all of what you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Are you getting k's and there were five days bundle to any investing relationship. One is the ability of your professional to another is availability. There's attitude action and accountability. Listen to bill Cummings senior safe money strategies called 8881880. Wanted to speak to bill. What matters to build Kelly YouTube. We think you give him straight days. That's a movement in January the coldest month of the year. In the area and New England culture with the farmer's almanac says this year but I know I can remember eight degrees below zero. My music and it was a big deal that was soon in the sixties and we have these chicken coops and the war would freeze down in the chicken coops who's going to feed it should consume thousands of them. So my grandfather had to get the water in buckets from the salary and an ever built basement it was a seller. With stone walls and we would walk around when my own time I would get my beach bucket I've been following this giant human being down to the chicken coops and your response 64 Tim Murphy and if you come to our office in Braintree you'll see as chair agrees to sit and it was so it's an amazing and one of his flannel shirts and I found amongst our storm causing but he was a giant man and he went to and we book found chicken coops and opinions of particular order not really great. Not something dependents and music and Greek owner I mean it's it's chicken it's chicken coop and they were all kind of lets look up on us and talking to the crew was crazy. And run and it's kind of just kind of looked up from what they were doing and and I knew I would be in there and you know I looked back at that now my grandfather lived and you want in one of the rooms and our farm and I slept in. Next to him and twin bed first in my crew have been twins and but this so we came to live with us in the fifties and embody in Providence he tendon and an am rolling factory did two ounces in Cranston won a sign the other and they were mirror images and return of their own beautiful houses beautiful homes and the home on the left was where he put his in the lawless who are no peace permanent team and in the U. And the house on the right he he that's where he and his family and children and he was the first of all Kelly's and Murphy's two out home in American and that the owned. But nineteen. The BC. 1930. The prominence was some jewelry capital of the world basically as far as you know not find diamonds I don't like Antwerp on my jewelry that people were buying back then in the handling things like that's my grandfather got fired from drowning sharp because he went three union meeting and you know like and economists are you misfired with his friend McDermott. And they rented some space in Providence which would if you went out the backdoor if you go out the backdoor of the performing arts center. You'd be walking in the factory but it's gone the buildings still there are some more but for the most part on. Recognizable as having been in Nam when factoring in many pins for the these veterans of foreign more are you know caught automobiles Reno's Robert you most mobile. Different things like that. And that's what they do and they used to stand to make a lot of money you know like entrepreneur Norris whose same thing as nowadays. You kids out there making apps and usually hit it. Opinion and handling them great men and polishing its own. Nineteen and find ten years in 1931. The markets crashed and among the first things are always the jewelry industry so my dad a grandfather. Lost everything Collins homes and rental properties CN beautiful homes and within three years he was painting bridges to try to feed his kids and kids quite a step down and then some twenty years later he had saved up enough to help my folks are the farms which is what he did but you don't know that I look back I often think how did he do when he did that he's staying with us from 1952. And 1984 he did the laundry and cooking and the counseling seven kids. And who study this could be never complained and was never bitter about what he lost any sort of kept chiller steady on the ship of our family you know and Kim been going pretty he never was bitter. And he basically occupied. A spare bedroom more. He actually slept in the Dan with the pullout and pullout couch from 1960. Until nineteen. All through the sixties and Marino started leaving the house he and his own bedroom again in my community for the past going to change in 93 so how do you not get bitter when all of a sudden you all you live in the bedroom with a three year old child after having factories and beautiful things in and out how do you not get bitter I don't know I don't normally he he brought out the best in me and that's one thing he did his entire life and he explained to me when I needed to do do I let them -- I probably ten you know truth and I sometimes think at the end I had to leave and human services and that was the end of a partnership to lessen known good there was no facetime or FaceBook or anything like and you were just gone and there are some letters I wrote and I found recently in a basement and I just wonder you know whenever these cold these come around I think back to the need to defeat degrees and then and Kooks and standing here watching my grandfather wandering hands and I just was wonder and wonder what he thought about his duties as being wealthy industrialist. And a host of Cranston with a beautiful line from Florence Italy the kids the beautiful suits and life goes on to listen. In America. Seniors seem funny strategy. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped Medicaid crisis planning senior saint under stress. Portfolio income projections seniors. Money strapped. Call bill killing at 888800. The 1981. Or locally at 7818493090. Keep your family fortune in the family. She which you have to use what you want and pass along what's left. Are there trillions of dollars and IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered. That's 88881881. Keep what you have use what you want and pass along what's left. Have built Kelly speaking your next function call 888801881. Today. Bill is available to address your group business or organization on any of the topics discussed during a show he's a featured motivational speaker before retirement club's business organizations conferences seminars as well as sales meetings in groups in need of vibrant approaches and new ideas. Call 888801881. To arrange for a bill Kelly to speak before your group. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you saying to all of you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. While big week in my life welcome to Tony seventeen. Take care of your money be careful watch out for yourself there's nobody out there watching out for you. Except you unless of course sharing my client and I'll always watch out for you. And I always do my address for you so maybe he needs it pounder when he didn't want no question is too trivial. No matter too small little help you I promise you and that goes for the people with the ten million dollars to. We here we're here for all of you and yes we can do it and I'm proud that we can. So we'll see you rent Newton our new offices and we'll see you. And Babson college and in January 19 so maravent on with a sour until the next Nancy Olson. Keep your family fortune in the family she what you had to use what you want and pass along what's left. Are they trillions of dollars in a higher rating and individual retirement accounts are going to be too much for Uncle Sam to overlook. Have you done tactical planning do strategically to argue restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and give your loafers new legislation is here now. Do not delay take decisive action. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting sessions and have all of your questions answered. That's 88881881. Yeah. Keep what you have. Use what you want and pass along what's left. OK then you say goodbye to the people. And thank you for listening. For him and yeah. It snows it's. Do. And the. Day in the office. Oh.