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Bill Kelly Financial 1/14/17

Jan 15, 2017|

Bill Kelly has presented his Senior Safe money strategies workshop to more than 12,000 seniors in the last 10 years.

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you saying to all of what you invested in all part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Seniors saying funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors sinking money strapped. Medicaid crisis planning seat you're saying honey extract. Portfolio income projections seniors save money strapped. Call bill Kelli at 8881981. Or locally at 7818493090. Okay. Coming up. I can't get. Pin. Wait. Maybe it. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 818. To 81. Call two days yeah. Do any kid who made it makes I'm and a faster stronger. Yeah. That's wrong. Opportunity and do crown. Ladies and gentlemen this is Andrew crown joining us from Kelly financial services he is senior vice president chief investment officer welcome to show Andrew crow. I I'll tell you it's been quite the start to the uterus like Tony sixteen never happened tremendous gains at the end of the year very flat market up until then bonds and utilities were hit hard but I think there's some answers to be created out of them and I think you may announce some what are your thoughts into. What you see the market rises quickly at the dead from the bid after the election until our bid December because splitting it. Doubt from December 13 until now at a market could fly so it could. Lot the last couple weeks but very short period Tyler wrote very quickly. We all pretty good breakdown of what Jerry Labarca Roy drove that it was mostly financials and a little bit industrials. So literally a broader market rally but there's a lot of opt out what we're starting to see is a flattening. But the moving averages because that market trading. They hire are starting to move up to. It looks like it's 58 movie ever a doubt that be roughly 90300. And moving closer to current levels back BS support level which also my job market higher. The whereabouts of that. So if we see it crossing downward crossing the moving average downwind and it's always a sign of concern for us when we do our planning our portfolio management but right now we're seeing could support levels beneath it. It's true and the market sentiment indicator still a hot so it's. Possible to see a little bit of a doubt or maybe one of the moving averages or did state that he told the the averages come back up but it would take an extreme Turkey drive it up back to the short term. Obviously plex one incidence is Andrew are hard to predict that's why they're so unusual and so on morals they've been predictable but what do you see ahead for trump and what you see and form the new folks coming in and will they actually thought at the centers are testaments. Exactly right that blocks on of that streak to predict it would be black on so why do you think there's a lot of optimism because there are a lot of uncertainty and or Shelley with trump. Uncertainty in this case being adopted as of today look at Soviet past business successes and think it'll be able to implement that the United States can't. Does that and he'll probably reappoint a different person. And it jedi Marty had trouble getting along or even was named a prize lack I think. Think there and start to raise rates a little more rapidly obviously they pushed that off from. Bit late fifties until the most recent rate hike I think that'll probably start to continue. We did a lot of research on what levels of interest rates are going to be detrimental Bill Gross who sank two point six. Tiger treasure outlet to Jeff got locked anchor report out there's obviously some differential but there's still room for movement and I think. Right that actually Byron also signaled a that it goes there. Mark strong enough. Panel that. I don't see a scarcity of cash which would drive interest rates up there's plenty of cash because they're printing it daily town there and treasury so obviously I interest rates go up when there's a scarcity of trash or they want to bring funds back came from the market into the bank's own. I think inflation is going to be a real problem even though it's going to be treated I think they created artificial inflation in the oil because they knew that the levels of pricing. We're gonna force only people out of business and that was with the most corporate defaults were last year in the oil exploration self inflation could be in the end labor sector though because we have very few people. Or are employable right now in March employment some employers are gonna have to change them what are your thoughts about that. I do agree a lot of the policies that he seems to be instilling good cause speculation. That we see a large about it elation that could justify higher interest rates. Or make higher interest rates a little easier to swallow but yet. I do agree with you it is our possibility and they increased elation the the possibility of the last thing in the workforce that we sarge Mort Mort more jobs obviously the supply job decreases were. Beat up worker status saying it. That's right southern have a better time of it we knew it was an employer's market for many years here since probably 07 until Tony sixteen so now employees are gonna have their time at bat but can't you be speaking at Babson College in next week on January 19 correct. And what do you think you'll be talking about for the folks and attendees at the event. We're talking about level of economic outlook Herbie talking about a little bit of investment terminology stop its quota lot of news and and talk about the wreck over a lot of things in that is the other speakers that are we talking about topics that interest economic various strategies ever. And still a few seats about seven left available for the nineteenth perhaps an evening and the daytime is almost full there's a couple of seats they need any. 801 anyone you can listen to Andrews presentation which is great if you're. Long time investor or just knew or tracing your retirement and wondering what to do. All of you wouldn't have a great time listening to Andrew pick up some great advice and then we have the Tuscan kitchen on the seventeenth that's packed right now there are a couple of seats they paint paint 800 wanted to anyone and folks can sit with you are just in the the new office in Newton. The old stand by him Braintree and of course Burlington very vibrant. So within two crowd and Andrew what he's seeing and hearing now with the folks are coming to see you to get to know you. People becoming a little more cultural stocks more because of the optimism may last against the fundamental factor the people of a lot culprit. Trump edited trump administration and our economy. As of the or calling itself they get caught copper adopt their overcoming a little more cultural stocks today they have been just a few months back. It's amazing it's like it never happened tell only think back to 2009. And the bubble bursting point when do we appreciate you being on them folks can present in the crowd at Braintree Burlington or Newton he's being paid 800 wanted to warn or. I listened to lenders speak at Jefferson university January 19 next Thursday or Tuesday at the Tuscan kitchen seats still available for dinner 888801. If you wanna thanks for taking time out of your weekend just because those standards. Thank you democratic registered on. And that's when you. Keep your family fortune in the family. She put you have use what you want to. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from creditors and Peter loafers. New legislation is here now do not delay it. Take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. Everett Dirksen Republican from Illinois was Paramount to giving the civil rights and it. Passed in the southern Democrats did not want to pass that no matter what anybody tells you they did not want to pass it they hated. He went over there to Strom Thurmond and all those people and he said it's gonna it's going to pass them on how long we filibuster this it needs to be passed. And then Lyndon Johnson quickly co opted the entire race of people. But setting up the largest welfare system in the history of the planet and paralyzed everyone. And made them dependent upon politicians. Dependent upon politicians and when you when we became. Dependent on these politicians as a nation especially African Americans. It became a closed system closed systems never work in nature. A trumpet lease has reached out. I have reached out. And I don't regret it because we have to. People that those of you listen showing you probably have very little time on in your in your life. If you grandparent you schedules probably did more complicated now than when you were working. And your your grandparent you need a helping your kid you're helping your grandchildren you're. Hoping spouse. And life is complicated and some time. The government cannot legislate could well. The country in the world for doing that. We made some terrible mistakes we were talked into a war a war in Vietnam. The war in Iraq. The war. The Spanish American war nobody knows where really started on why we have the war it was creative I William Randolph Hearst. But it makes a lot of key money for people. Has anyone ever been on a battlefield. In Iraq and said. Don't fire then bunker buster missile because it cost 475000. Dollars. And never said that no course on its war we can't who cares about the cost. Who cares about the cost you like paying for war and we don't have much cure for cancer really yet. Heart disease. Muscular dystrophy childhood disabilities. And we're financing the war for ten trillion dollars and this seemed to its hospitals. Begging for money the money Jimmy Fund. Where's the money going to it's going to war and unrest. That's where it's going and it's lining the pockets of politicians in Washington DC that's where money's going. Now if we put ten trillion dollars into cancer. Free put ten trillion dollars and doing the Mars. Being able to expand and extend the existence of our species. When they're being mentioned deal. And trying to two people in their hearts of revenue of over there the towns in the schools and hospitals. Really. Think about that. So I went through the Cold War and went through. The civil defense shelters was baloney to get us frightened. Nicholas anymore. President Eisenhower told us what was coming stay tuned he said this is what's happening. And you know when it happened you. We let it happen. When then shot the shots that the people on the ground not the man supposedly didn't opponent. And tower somewhere in Dallas. When the shots rang out to kill president John F. Kennedy he changed history forever. If you look at what he was doing he was basically more of a Reagan. Time he wanted free enterprise he wanted. Large families happy people prosperous. Healthy America. He did not want the Vietnam War he did not want the Fed. Do have an overriding. Influence and everything we were doing in our country. And you know the choke on softens and to do that and present was killed and anyone thought like him including Martin Luther King. Including Robert Kennedy. Even Malcolm X the assassinated. They all thought about one thing before they were assassinated piece. That came to grips the fact that we need to be peaceful. And we need to stop fighting more than if you do that you put a lot of politicians out of business. If we have peace if the races get along here. There's going to be thousands of people had nothing to do think of what's gonna happen. After the inauguration. Think about it what's gonna happen. There's going to be thousands of Democrat. Operatives who have no work no money they're going to be thousands of people without anything to do except. Trying to make the fact trying to imagine some scenario. That Donald Trump's illegitimate people wanted to change they won't faces a black senator and believes the only black senator the supported sessions senator sessions for the attorney general. And he is friends call them house non negro the company that's what that that was his reward. Firm supporting someone who supported him in. So he's the wrong black guy with that that's what happens in politics he's like Clarence Thomas. Ron black in black covers are on black and Ben Carson Williams Spock but that's a wrong black guy. These are the black guys that work like crazy to get where they are and didn't really complain a lot and they still got the same thing and everyone else got. They were discriminated against they were subject to. All kinds of ridicule and now guess what they did the man. My friend is one of the top. Ten BMW salesman news milk every year in America he ends he's a very well dressed guy he was sure in time greater war is slowing me. I'm madam. In staples on time last year there is so we're up front near the countertop and you never suit jacket on and sang in his car. We get insurance on beautiful pair of black wool pants. And we're talking about his charity you. And at least twenty people came into that store asked him where to find something in the news Meehan thinking wanting asking me if I. And then I figured in want it to or visa black kind staples he must be working and he couldn't be there to buying a computer right. And it kind of hit me while. And how does he get and he's a friend Lance. Most incredible salesman you know for me now when I go through than if you know we're Irish and Irish who have to take all kinds crappy jokes on drunks and you know sometimes it gets little bit much but I've never really said much but. Sometimes they went wrong drunks and if they do their talents but part of stereotyping. But to go through what this man probably goes through every day it's probably a lot. It's probably. To go through than I could not imagine ladies and gentlemen could you and the only thing stopping us from Hungary. Race relations. Are politicians. First person not gonna let it happen because they're going to be on business mr. trying to legislate the way. You're supposed to feel and act not just act or not act there who you want to legislate your attitude and everyone's buying yen. How does it feel so I send my peace we have a great Tony seventeen coming up I know it's gonna be fabulous for everybody and a lot of hope I've been praying. Some of my friends and some folks on the show I pray with them sometimes a period with two cruise last year on the stage. In New Hampshire in a blizzard. There I was lieutenant Cruz and co owner and praying Iranians held together and you know I'm glad I didn't wasn't my pick but when human prey. And I'm around I'll I'll join me if you that's me that's a plus minutes a minus but it is what it is running so. Don't give vote Tony seventies and degrees here for you. And you all. Whoever listens to the show here in my prayers my family's prayers my son ruins their prayers and that's what we're doing itself will be back. Don't go to a key what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back isn't sort of replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get pills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today you that's 888800. 1881. I. I. Oh. I think the United States is the greatest place in the world to invest we have some changes are doing the few bad apples and. Either. Are you the forgotten investor as we learned recently in the market things can happen quickly that can happen in an hour. It can happen in a man who can happen in the second they can happen in the micro second do you have the information are you prepared. You work with a team you think the team might be able to make a big difference do you think a team can do many more things than an individual and your kitchen table. If you look at how we've built America teams certainly created victory wouldn't you agree call 888800. One needed one stop being forgotten investor. As this campaign left you wondering left you feeling well what about me. What about my concerns what about what I need catcher information. Find out what our team does Kelly financial services find out how we work what's worse than not having the strategy ladies and gentlemen having the wrong strategy. You can totally dismember your entire portfolio in a matter of hours. Find out how we take care of our clients find out how we communicate you might find a better way. If you don't have an incomplete and that goes for 1520 years. Fisher Price are not give you one how can someone planned for tomorrow. If they don't have a long term plan for a long range plan think about that seriously information is power. And power creates might get my report the stock market heart attack. Get my reports the changing face of retirement investing if you own a closely held corporation. Has closely held stock. If you worked hard to create wealth and you want to maintain that wealth they can pay. 801 needed one. Think about that seriously information is power compare this market to previous boom markets. What are the similarities they may frighten you 88880181. Get a copy of the twelfth threats to our network just what are they. We've experienced many of these threats than the last several months alone is an important to you do you need a safety now I think you do. It's important to me. I'm wrote these reports for you. AKA. 800 wanted to point. The twelve threats too I'm worth our real get the report and get a copy of the changing face. Of retirement investing any any any 800 point needed more information is power don't be the forgotten investor. If you are that means you being taken for granted. Get a copy of the twelfth throats. Find out which one of them had an impact on the market this year on two occasions. 888800. 181 how about political risk. We're in the midst of an election cycle ladies and gentlemen China devalued the Juan to beat him here. It caused a tremendous drop in our markets in the United States how about interest rate risk what's it going to do to your bond portfolio. When the Fed threatens every now like the stock market seemed to trumbull to tremble from fear. 888800. When he gave one there at ten reports we called the ten pack in his included in my book. Kept my book senior safe money strategies get your copy I'm serious. You'll enjoy the book and it outlines in a mere 147. Pages what people actually think of you when you invest your money. And what actually happens behind the scenes. Find out what the street is find out what the bulls to find out what the bears do. And find out pigs get slaughter. Anything any. 80181. Get a copy of my biography. Daily from farm until the end of the year. Until January 1 at no charge it's yours really brook farm. Normally 1795. That Amazon any any any. 80181. At the senior safe money strategies book in my autobiography my memoir of the twelve threats to high net worth. If the changing face of retirement investing. It's not your parents' retirement anymore. To the stock market heart attack in PA. 800 wanted to warn don't be afraid to call. No one's going to think you are greedy you need this information. I've done extremely well over the years and these are yours as a gift from a secular financial. Thank you for me there are no pitches there's nothing you need to do. Except call and get your information they need any. 80181. Thank you. Just over five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies called 88881881. And speak to drill what matters of bill Kelly. Q that's terrific. Hello and members who flew minority. Hey bill how are things I try to meet Angela Burt don't ya want very good. I had a friend of mine actually jealous aren't up a well liked should ever try undermine. Welcome rocks. We ought to do the job mood yeah he gets shot Matt and 1986. And we're very active. The peace and justice movement not. Steve MacDonald but where along with a number of other people. From Boston and your shoes and jeans that police stopped sort of loose in New York City in Central Park you're shot in the neck three times. By a young and call you later sort gates. Quite hear you very emotional. Scene bill he gave him and she's better track we set up an appointment and meeting with. Pope John Paul the second and another one so good Nelson Mandela you know it. Let's eat McDonald's truck but is active regions of the person shut up we are beautiful white carriage to mirror. What city you are condemned. A son caught. This action now actually policed it up what he castaway. And I talked about last night on aren't cheap you know bill. It's kind of trusting each Mears might synopsis of the whole thing. It's gay people but you see him headlined so which but make the most important. Contributions. Since society. Should get stuck out people. Do great things. Great memories of a great man. That killed just an example. Apollo. Little people. Doing their job. Can have such a profound impact. On hopes in the world leaders and average people grow. Extraction of kindness and forgiveness. Had such a powerful impact. On society so that the child. Feel as being held yesterday in Saint Patrick's Cathedral that. The shock America Europe. You know soon Daschle has sort of procession starting from the funeral parlor around to the cathedral and it was stark the firefighters all along the route we're putting up flags to of people lining the routes including in it's pretty amazing look I love cops you're going to ruin people don't believe me you know I do they have helped me all my life they felt all costs I hope we can get something together with famine and minorities in the citizens and I hope we can get that straightened out what are your thoughts on that. You know grill party we were taught in but you lots without. Eternal will tell this speech Nichols brought oil cap on television and as great impact the focus frequently on it. One cracker the American. Quite Kurtz and in many east actually had yelled at us. Touring summary. Presidential election and the into administration and what to expect. To respond to go because I was thinking Bjorn I've mentioned you know. And Alec mentioned. You know everybody's coming forward with what president trump caps joke in the next election secure its. And here's the issue of emails. In cheeks and lead contamination. Entry new outlet. And I expect you know I was having lunch. Were the mirror across. In a prominent business suite until Kelly end will it shut away an out cut up listening to both the and bill Kelly out says that number one job well I practiced at exactly. What you sense and I can't immigration. Reinforcing that message jobs. And I used to ask our national World Cup shot and I got in the extraordinary. We are some people across the world particularly the United States and they sent. May have led you're absolutely right let's not get huge slip like 567. You're pretty sure let's talk about issues that it really Gordon bureau. We're extremely. What drugs. And alcohol. With dignity. I can't even get people expect. And you know there is go extra nuts not one. The most important social program in America today is giving people picture when you do ask. You'll see a lot of issues that people run until you know lots of family integration or am late. Truck alcohol crime. Here. Your political consultant bill because you know are all sorts and that Washington got. They can you still if one more segment. Look up to you used to lewdness. Senior same money strategy. Wealth transfer senior safe money strategies. Living trusts seniors they have money strapped. Medicaid crisis planning senior saint on strapped. Portfolio income projections seniors saying money strapped. Call bill killing 588800. In 1981. Or locally at 78184. Dollars and 3090. He's a las sorry is it actually makes me. And even my heart. This thing is I had ever seen through the pain. She's trying to hand. Feel the same about us. Seems to me well dad it's. Do you know I still. And now being done. And I. The ground beneath my feet. The lid I mean. He's tired of volatility or you're nearing retirement are you a business owner are you high net worth individuals join me bill Kelly at Babson College on January 19 foreign brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen -- Q it's your choice enjoy it it's complementary. Via Kelly financial service to send me built Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets election the changing face of retirement are you are you prepared to face and keep what you have different trusted financial professional do you want delivery of service above and beyond 88 in 80181. Babson College January 19 if you can't attend a 88801. Meeting one and ask for the publications which we were present there. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- You will and trust workbook in a pin and 801 meeting one if you can make it called that the reports if you can make it you'll see investment specialists you'll see estate planning attorneys you'll hear them. You believe you're able to sit privately momentarily with them. And maybe ask -- question to at your -- in private and you may find -- argument -- some facts -- -- healthy for -- in the -- 2017. -- dinner -- brunch at the Babson -- your choice January 19 Thursday and later -- we'll have another session in February -- 80181. Call to reserve your seats you can also ask for a simple -- review -- have a question answered over the phone when you can't make arrangements to do that you might have regrets and cannot be -- -- you might want to -- to our offices in -- our brand -- -- office you can visit with -- in Burlington -- -- you can -- you can -- virtual -- 888801881. Wealth protection preservation. Wealth management visit with -- January 19 and -- and -- brunch -- dinner with -- day -- evening workshops a -- in -- 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed. By brunch or dinner so 888800. When he gave one to enjoy that enjoy that ladies and gentlemen didn't trust workbook your wrist tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year. Find out if you have any way to lessen your tax burden legally of course of course 888801. AD once with a tax expert on January 19 or we can have one available to you in our offices either Braintree Newton or Burlington AAA. 801 if you want to see you on January 19 and Babson College. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly yeah. Please don't really fast we have Greg Marin and senior vice president with Kelly financial services in Braintree Burlington and Newton mass new office in Newton right growing. Absolutely they're actually start our. Monday January 16. Sponsor racing which is sort of this Monday right. Usually bring a bottle champagne and drinking a cross and gas consumption grew Tim Newton. We definitely could do that term that might be an interesting situation. Propping illegal content won't probably way to do that but Greg thanks for coming on the show and I just and really chief compliance officer is also senior vice president we've been together for several years let's say. And I notice we got an exam priority notice from the securities and exchange commission and that's I think they're doing a great job with their priorities for examining people just like you and I who do business with the public. And I think that the list Greg Ginn from what I see is pretty far reaching put investors might be comforted in knowing what the SEC is going to focus upon and Tony 71 of all one big item that's bulletin just protecting retail investors what is your take on that current. These are people that we worked in our daily basis these are the people who need the most assistance when it comes to investing in protecting their accept. The department of labor's passing fiduciary standards come up 2000. Seventeen which make a lot more difficult for people to take advantage of the retail pastor. And make a lot more information available about the advisors but sure working it. This is information that you need to look through which information that you need to review. Any need to do to do diligence. Armed people that you work. Oh sure and quotes Greg Lauren vice president Kelly financial services who will be speaking at Babson College on January 19 the day and evening and also. Tuscan kitchen on the seventies and next Tuesday and Thursday he'll be very busy Greg. Yes or we'll be talking. In front of a couple hundred people will be talking about things that are important to us I'll be discussing mainly on these next. Expenses and commissions that you should be spirits market. And ways to avoid them. So to me is very important information to be talking about. By Craig Murray at 888801. Ended when there are some seats left for Tuscan kitchen in the evening at the Babson College will be available on the speaking as well. I noticed more on this and notice about what's going to be happening for. The SEC and its attempt to keep the environment safe foreign investors and they're focusing on the electronic investment advice or justices of robo advisors. Yes there that is a huge thing this coming up. People are tending not to one of work with individual and investment advisors are opting to take their broad upper Ruble advisor. The Republican side as there is a computer algorithm that. Investing hundreds of different stocks a daily basis. Goes in and out of them so much so that you don't even know that your testing and at the end of the day. So advisors I just we've all seen the movie with the robots go crazy right cracks we don't want to have asked me to see that happen to some his portfolio and I'm not saying I'm better looking Merrill but but I'm prone to out think them at this point though they're gonna target ETFs which we find I think Craig. Don't you find that people have a certain comfort level. Just because of the name exchange traded fund and and sometimes they just don't know the background of what's inside of these funds how could you explain that to us. A quick condition description of an exchange traded fund it is it is being neutral fund. Within expense ratio that is not always the lowest expense ratio on the block. So we have eight basket of securities. That is invested in multiple different positions. Debt instead of trading at 4 o'clock like a mutual fund gets traded to wrote today. So the benefit of an exchange traded funds seek to have a little bit more flexibility. That you can't change it back 12 o'clock verses 4 o'clock. But not all the time exchange traded fund will be down low cost investment for the best best and getting a client need. And investors need to be aware of because just because something has a great name. Doesn't always mean what's time it is great we're not saying that it's terrible either salt pay attention ladies and gentlemen Greg will be speaking at the Tuscan kitchen next Tuesday evening foreign and dinner an early dinner event we are. If a few seats available perhaps in college January 19 we haven't day session and an evening. Do a session 888800. Wanted to once it was Greg sues me. I'll be there too I notice more we're talking about the securities exchange commission in compliance and what they're focusing upon. And a big big issue here is focusing on senior investors and retirement investments Greg. Absolutely the Securities and Exchange Commission started pushing last year to start reviewing people's. Typically focused aren't retirement planning retirement. Ice seniors and are really focusing on getting out of those company making sure that are doing everything by the book. Because as of right now the senior market is one of the largest markets that advises her marketing to at this point. So that he wants to make sure that everything that's all over the market aspect. That documentation. Is up to code and it is very important that they do so it's very important that they get out in digit win it. Don't advisors that have never been visited before. I think it's great we welcome them I think we sent our round interactions with the SEC I would say to the the investing public and it's not my job to do this but investors might feel confident from our experience at the depth of the examinations the seriousness of the people who show up and there are work habits and ethics are incredible Gregg when he sent. I couldn't agree more they were fantastic people and it's definitely a job and needs to be darned. The job that it's a thankless job. And in my opinion they need to get out more and visit with more advisors they need to be out there making sure everybody is doing things by the book. Sure and we think it protects the public and it protects us to be able to continue in business so we welcome Matt and Greg will be speaking about asset class selection which is a new hot topic for the Securities and Exchange Commission in this year and noticed that the we don't want to take away all your fund or from your presentation and to Babson but. Greg will be talking about asset classes ladies and gentlemen and different types of fees and expenses built in January 19 and perhaps and investing public is welcome to attend and Tuscan kitchen. January 17 next Tuesday 888800. Wanted to anyone in Greg what are you hearing from the people who are coming into similar view both new and existing clients. Cautious optimism. I've been saying that for months but as of right now the optimism that taking more repressed and then beat caution people feel very comfortable we are looking. At 2017. As new market. And it's very nice to see the positivity in the market verses six months ago where we had a lot of negativity a lot of volatility. And fear you know fears guns right now. Who cried Greg mark thanks for taking time away from your weekend to be on the show we'll see you at the office on Monday indefinitely Tuesday night Tuscan kitchen dinner. Who perished the Babson College BP pay 801 into one thank you great. I. Are you getting pace and there were five days bundle to any investing relationship. One is the ability of your professional another is availability. There's attitude action and accountability. Listen to bill Kelley senior safe money strategies and called the 8881880. Wanted to speak to bill. What matters to build Kelly is you. We think you give him straight days. MSNBC comes on in the morning as Brian Williams lied about being in combat. Combat Hillary Clinton lied about flying into an airport with missiles around. And Mike Barnicle who. Group columns by finding other people's work on the Internet and I think back when there early to its these people on the air in the morning telling us. What's real and what's fake. Dan rather lost his job his career suicide faking. Documents. Apparently. So basically what they need something you give us all excited. And if they do then they've got a job they're going to make money they can raise funds and can run for office. And they can become multi millionaires in Washington DC and audit the Fed. They will never audit the Fed it they can keep telling him that but he gets them elected. For thirty years Ron Paul ran on I'm gonna audit the Fed every two years external audit the Fed. We'll dozens of chairman of the Fed come before congress every year can you just ask them. The questions you and asking them on the first question would be who owns the fad first answer would be none of your business and you can't know its secret. Affinity isn't part of the Fed it's a corporation ladies and gentlemen private it's a corporation it's not a part of our government. The Fed was invented or created I believe on. 1912. It was a warning from very very wealthy people get paid back when they finance war. And bridges and infrastructure. This to make sure they get to go back that's what it was for you think it's for any other reason I would disagree with you and the reason why is JPMorgan lent the government. Millions and millions of dollars in the 1890s and he couldn't get the money back William Jennings Bryan and I think. Railed against him wanted to get this money back after and bailed the government now. Because the government was broke from the civil war does that sound familiar does that does that sound like history might not repeat itself but it's certainly rhymes. So that's what happened we're paying the tab look it's easy if the government wants more money they're gonna take it from you. They're gonna tax you and if you don't pay the taxes that are put you in your own ticketing alone make you the popular. An indiscretion that's what they're gonna do there was a man and in west and advocates funding if the ranch land. In the family for a 140 years and the story goes one of them went out and every year when Georgia Mike from a they burn them. Grants. Because it's stops are growing it's easier to cultivate and puts the nutrients back into the soil the plow it under. Only burnt some farmland out there that you've been using releasing from the government. And he was charged with arson even though they do it year after year for years and years and years suddenly there was a new regulation wait a minute you know following the regulation. Which we invented to make Q criminal. And he was given a short sentence ninety days and served his sentence and and now. And in the prosecutor doing the you know like Justice Department super. Member of we want to be fair that's what they were asking. Jeff Sessions are going to be fair on the Wii helps people out on the street shooting cops like him like there. Some type of game hunters that's fit that's pretty fair do we ever asked and we never asked attorney general election. Are you don't ever have people out trying to shoot cops hunt them down the murder them they never passed through that during her. Confirmation hearing so they said he didn't have or should you should sentence was too short they brought him back to court in recent instance for years. Had to go to jail for years. Think about there's this America what is it. Any. Fans. Mean. We'll and how old were being. Okay. Good news. He's tired of volatility are you nearing retirement are you pistons owner are you high net worth individuals join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen -- Q it's your choice enjoying it this complimentary. Via Kelly financial service to send me -- Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are you are you prepared to face it keep what you have different trusted financial professional do you want -- -- of service above and beyond 88 and 80181. Babson College Cheney or nineteenth if you can't attend a 88801. -- one and ask for the publications which we were present there. We can send them to you free the twelfth threats to change intrusive retirement your risk tolerance report senior safe money strategies book total wealth transfer 2017. By the numbers January 19 Babson College noon a brunch 88880181. Evening and evening dinner early dinner presentation 888. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- At your -- in private and you may find an argument of some facts that are -- for -- in the -- 2017. -- dinner -- brunch at the Babson -- your choice January 19 Thursday and later -- we'll have another session in February -- -- 801 -- -- call to reserve your seats you can also ask for a simple phone review -- have a question answered over the phone when you can't make arrangements to do that humans have regrets and cannot -- -- -- you might want to come into our offices in -- a brand -- -- office you can visit with -- in Burlington -- -- you can call you can -- virtual -- 888800. When he -- one wealth protection preservation. Wealth management visit with -- January 19 and perhaps and -- brunch -- dinner with us today or evening workshops a -- in 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so any any any any country. When he gave want to enjoy that enjoy that ladies and gentlemen can you trust workbook your wrist tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19 make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course of course 888800. Pointed it once with a tax expert on January 19 or we can have one available to you in our offices either Braintree Newton or Burlington AAA. 801 if you wanna see you on January 19 at Babson College. Seniors save money strap yeah wealth transfer senior safe money strategies. Living trust seniors think money strapped. Medicaid crisis planning senior saint on the strap. Portfolio income projections seniors money strapped. Call bill killing at 888800. The 1981. Or locally at 7818. Or 93090. Keep your family fortune in the family and she what you have to use what you want. Pass along what's left. Are there trillions of dollars in hiring and individual retirement accounts are going to be too much for Uncle Sam do overlook. As you've done tactical planning to strategically to argue restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and if your loafers new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered. That's 88881881. Keep what you have. Use what you want and pass along what's left. OK and you say goodbye to the people. And thank you for listening. And. It's. Yeah. It's. And. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys bundle to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Starting the eleventh year on W mark you know in Boston and only affiliates whomever you are out there so many stations I don't know but it's been great not a radio guy and you wonder and so. Any of you who call him and and don't like my voice and don't like what I do work. I see 800 number too much focus I never have any serious training and I'm never going to make it right that's what they sent him on the first we tested this guy's never gonna make its own interests if I ever go off the other simply only made it for twelve years or something but it went one London journey. As the kids with telemetry you know someone called in once to submit all your return it's like he's in therapy youth it's like you're in therapy jealous of him that's what it is every weekend to spill mind you know beans my guts here on the Aaron everybody listens some people to turn off I don't know what you do and everything on the air possible parade. Cried. Gloated. Pontificating and do everything you could do runs and everything you could do wrong I've done and I'm here but it seems like you know it's a fantastic life out there sought to today we have. Ambassador -- -- beyond this -- for example who is a specialist I'm getting into college and getting out of college successfully saving money one European Union and making more money when you getting out so you'll be on this our ambassador Raymond -- happened to be one of my heroes when I was a kid I used to keep score sitting in my bedroom and prominent scholars -- announcer was Chris Clark and they were winning national championships with discount from South Boston who -- -- to Providence College one thing to try out for -- -- who -- we've fallen -- every room after the second jump shot because I know this because my friend bumps -- was there on my mentors in high school was -- -- he went to PC do you happen to be in the -- that today and he said the best jumps and Bob was a great basketball I used to play in the neighborhood with all -- kids -- was a little shorter than ambassador -- so he couldn't really -- you know make him the team but he loves the game and so I used to speak with -- ambassador -- every year we -- clinical school every week which is not really interviewing. This distinguished person -- -- thinks I'm -- I'm learning so I think that's important I hope you like him. Love him as much as I do he's a fantastic human being. The only two time all American two time academic all American in Providence College history he says dropping the puck on the PC DC hockey game and that's something special so we're looking forward to that. Andrew crow investment advisor representative Craig Murray mines senior vice president throwback guy into the fifties if you wondering if there's people like that anymore there are his name's Greg Morris. And then a lot of me of course hip hop as you know I'm going to be there have been stories about the farm freezing to death and we are opening an office in Newton Massachusetts it's open 888801. If you want to make sure you pay us a visit in Newton if you've been waiting for this and need him if you live in Wellesley who have been Newton Upper Falls anywhere and anywhere around there weren't right behind the he station and off the island so it's easy to reach our new offices in Newton ADV a hundred when you want Babson College I'm speaking at Babson College on the nineteenth on view like that. Afternoon and evening PGA is under when he gave one complementary to the investing public if you wondered about the new trump economy few dozen tourists is out. We're going to go and you want to join us on January 19 that's who's the most calls we have heard god yesterday so it's filling up fast I was wondering if Ritter did anyone there and I don't think you were not enough room but we will have a seat for you 888801. Evening when the changing face of retirement investing experts from all over the New England on Social Security for the affluent and estate planning attorney -- list -- will be there account our state planning specialists and one of the nicest people I've ever met in my life on top of that Social Security experts tax experts 888800. Quantity went -- great program and put on -- and college on January 19 so you're -- welcome them from either -- during the -- -- an early dinner -- evening of the nineteenth so stay -- to have some interest and guests today in some interesting thoughts and we'll be right back -- that -- and. Senior same unease strategy is wealth transfer senior safe money strategies. Living trusts seniors sing funny strapped. Medicaid crisis planning senior save money extract. Portfolio income projections seniors. Money strapped. Call Bill Elliott 888800. In 1981. Or locally at 78184. Knowing him. 3090. I retired of volatility or you're nearing retirement are you a business owner are you high net worth individual join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may cute that your choice enjoy it -- complementary. Via Kelly financial service to send me bill Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets election the changing face of retirement are you are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College -- you're nineteenth if you can't attend a 88801. Meeting one and ask for the publications which we were present there. You believe you're able to sit privately momentarily with them. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he gave want to enjoy the enjoy that ladies and gentlemen didn't trust workbook your wrist tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year. Find out if you have any way to lessen your tax burden legally of course course 888822. Points with a tax expert. And January 19 or we can have one available to you in our offices either Braintree Newton or Burlington 888. 801 if you wanna see you on January 19 and perhaps in college. It. Okay. It's. Coming. Okay. It's gonna get. Wait. Maybe it. It. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally it's 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Call today yeah. Oh. Don't worry we'll. No way you know I think Greg Morris vice president Kelly financial services senior vice president and repression investment advisor Greg Mario. I. Most great to have you on the show the first and weekend in the new year went by a very quick week what are your thoughts about the trump economy in the trump market. Pop that I can keep saying that mean everything is starting to move forward every circuit look very well. Hover at 191950. Point and it helped her pay. Can't seem to break it 200000 point barrier is that gonna come next week picnic of the week after. At least it looks less of a paradox and it has firm last twelve years the last twelve years of an absolutely normal and things. Absolutely even the last two years really wasn't much gain. So to have this positive ID in the market since November he is fantastic to see. Now we have some new. Strategies and Kelly financial services we have an investor profiles and things like that for the new year we're would you say you've been focused now for the folks who want to invest in securities. Right now we're looking at large cap blue chip companies that we feel are consistent. Of course that doesn't mean that. A 100% Derek Jeter I got. But apple. ATP. Very large cap blue chip companies with consistent. Great now you were speaking and soon bounce and in the near future is that correct. Absolutely so we'll be talking at Babson college for two different days what did you anywhere you want in February. World we discussed saying investment strategy. Investment terminology. These expenses. Everything that we feel extremely important to know about. Since January 19 it looks like grade you be speaking you know an analyst we have myself I'll be a speaking we'll have experts on Social Security tax experts as well as an estate planning attorneys present for people ask questions of a brunch and dinner on January 19 and bounce and celebrating the opening of our new to an office what do you think of that. It's been awhile Newton's been on our mind for a long time we finally decided to do something about it. And so we're gonna kick off the Babson event January 19 888. 800 wanted to warn you bill to him Greg Meyer vice president speak along with the rest of our panelists. Some experts and then if anyone wants to meet with us for reviews. Go over their investments 888800. Wanted to anyone will be able to see you in Newton Burlington of course in Braintree our hub. One of the main questions on investors' minds right now Greg for your. What can happen next as a trainer earlier the market at 20000 point roughly per first ever recorded history. But after all time record highs were being positive but we also be careful. Though the major concern that I am experiencing is had a great run up what record. But he's still a bit high and has a lot of debt in Europe I mean off the charts a course on our own economy and it's quite a bit of debt and the earnings are still not matching share prices but the market's anticipating. Prosperity more so than it's ever done in his history I think somebody you know. And so with our new strategies I mean we have some new approaches for our portfolio you've created some profiles. And what's the terminology for these profiles and how to use them. Absolutely Internet focused a lot it really got together worked hard to get pieced together to bat for people are trying to achieve so not all the time. A broader strategy will work for quite easy to be a little bit more conservative. Great go more aggressive to see what they are trying to call of course we had our financial were very conservative. So were always going to be err on the side of caution but we definitely want to incorporate what the client wanted to accomplish and what we're trying to accomplish for that. So these are the united PS is which are investor profile of a statements Greg. Yesterday aren't we go through with their class from top to bottom to help them understand where the volatility is. How even in a conservative portfolio a 100% spot. There is still volatility associated with that I'm really trying to visualize that make everybody aware of what to go their portfolios. Yeah bonds sometimes look like a cliff they don't look like a rocky mountain and seeing because when they go they can go very quickly you know. We're not anticipating that now I know this week we re doing some of our summaries and some are statements and we are. Approaching the 500. Million dollar market in investments under signature that's quite a bigger market right. Yes sir it's a fantastic time. We're very excited to see what happened. All right we're looking at about half a billion dollars or about 222. Right now in securities Greg in the market actually there were managing. Yes sir it was. 222. Million dollars. In the market and we have some fixed investments that are totaling nine somewhere around 240 to sixty so where. Close to half a billion that's a lot of money when I was a kid there was a lot of money right. Well good plays and don't Greg Murray 888800. Wanted to anyone. Put your questions and down for Greg next week quietly on the you know maybe with Greg doing some of those questions. He will be speaking and perhaps an eye on January 19. Get your seats that are complementary 888. 801 and it won here Greg I'll be speaking as well as for other analyst. Tax experts. Estate planning attorneys are new to an office is open. We're open for business as well as the Burlington in Braintree officers just a third office. 888800. Wanted to warn thanks for coming on the show Greg and we wish you the best in the coming new year. Thank you very much dug down and greed as you can go. And have you. Yeah. Keep your family fortune in the family. She which you have use what you want. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly schedule review an appointment or consulting session and have all of your questions answered. That's 88881881. Keep what you had to use what you want and pass along what's left. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you saying to all of you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Don't go who keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to dad's 888800. 1881. Yeah yeah. I think the United States is the greatest place in the world to invest we have some say it's. Too bad apples and. You just read it. And can reach ambassador Flynn are you doing you minister. Kurt L. Well we have a great day yesterday. Overall. We get had a great date are very fascinated with the conversation here that we have with the mayor. And here Walsh and you're out score but I next priority ancient its concerns the city of Boston and out. The city movie Kohler. Really enjoyed act you know what's that (%expletive) A prominent businessman someone who's got a commitment to this city had its stake in legion. You know Walsh coach are the real commitment politically where. Boston and sort of region as well so kind of interesting listening to a bowl eco that fought threat because it. Really what the zoo director and visionary move we had an invitation from the charity event that you and I attended together shall we won an auction to have lunch with the manner so I thought. From going to put his feet to the farm gonna have an ambassador. Clinton asked me to accept it. Or skirt you know let's sent to you are MacBook Air corps. Public education and a truck procure school education and yeah well I thank you what the top issue was of course I champ Oregon and it was ethical and charm pregnant regretted. Then of course is jobs economy is not an ice scapegoat that there are so program. In America today it's your job to keep families together and keep people together each country together. People that it dignity and respect of being able to work then everybody expects them so that part of a brilliant. You told them many times over the years and I. When the topic came up what's the most important of topic further reelection campaign in that but the first thing we can't karma and it looked over here I thought jobs it's gonna be that you know because. She's coming to Boston in those jobs will help. You know issue of race tracks that one. And fuel and disturbed wherever it's coming up but I invited him to participate. In our pocket camcorders and Rick clock to Providence college and Boston College scattered picturesque being built you know areas it's gonna be here. Huge crowd. Certainly part of the game the bridge rivalry two great schools Boston College Providence College. Great traditions. Are what we try and in Milwaukee will be quickly dropped the puck well I invited him and it is too great universities. And the mayor of Boston. Graduate of Boston college and the epic great university Providence College. It is the former mayoral office. There's a lot of pictures if people get more of their money that just. Oh sure that's a great and it's a great sport and great spectacle at Fenway they really rolled out the red carpet for these two schools end. The regional bee on fire them be a lot of interest and will be great to see it on the dropping the puck with mayor Walsh today what time does a game start. I think that's that's what third it to double letter accent Waite park Urlacher might insult I have your buddy cop litany. Great note diary my grandson. And went over grandchildren heard about it. They are called up by what it goes well so I got chicken. All my credential again aren't quite a bit scared or some of our. At the game critics and we're what people watch in Karachi UP PL. All have our own rooting section you're sort of regard art so Bo you schools Providence and Boston College. At the great Obama Aaron got to be exhibited tonight at Fenway Park so the dark Beatrice. Well great well I appreciate your having lunch with me yesterday and I'm pretty shouldn't be invited from the mayor Walton. Who sit review end and mrs. Flynn so it was a privilege obviously united. Don't take it lightly I learned a lot and I know mayor Walter is concerned with homeless so that's something I can really get my. Right here on bill you know the issues step near Walt and I were talking about yesterday structures almost masks. The core jobs. These are the issues. Bet you are committed to that you show you are concerned market boom or your generosity so it straight people have been Turkey or might elect John dissuade Iran. Airgas people who came from humble backgrounds Japanese parents smile on my auctions parents smile on you and I Arabs. Loops and Ireland is well coming. Here with really no money no power no words and hopefully. Still. On the ask for oak tree and up to our heritage. Making contributions. To the greatness of America there. Expo in America this up I got app and they'll. Well I'm never gonna stop of them do my best you're an inspiration to me I'll tell you it's a privilege having on each week and I learn something every week so god bless you. A great time with the hockey game and best to mrs. Clinton. And print outlets don't let. Discover five keywords bundled for your retirement years the first is time the second is trust. Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies and call 888800. In 1981 and speak to build what matters to bill Kelly. Q that's terrific. He's tired of volatility are you nearing retirement are you a business owner are you high net worth individuals join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888800. When he gave one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen -- -- -- your choice enjoy it it's complementary. Via Kelly financial service to send me build Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are -- are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College Cheney or nineteenth if you can't attend a 8880181. And ask for the publications which we were present there. We can send them to you free the twelfth threats the changing face of retirement your risk tolerance report senior safe money strategies book total wealth transfer 2017. By the numbers January 19 Babson College noon a brunch 88880181. Evening and evening dinner early dinner presentation 888. 801 even -- this is still -- do you have a trusted financial professional you know with -- -- threats to high net -- are you understand market risk inflation risk is coming -- currency -- time intrusions political risk concentration -- to think about these threats to high net -- visit with -- January 19 at Babson College -- call come into the office are one of our -- meet with you meet with me -- -- risk tolerance on 888800. Wanted to anymore and call for valuable free publications if you can't -- if you attend you can have these publications at no charge the event is complimentary. Presented to you -- me -- Kelly and -- financial services to the -- senior safe money strategies -- threats to high net worth the changing face of retirement how to choose a professional total wealth transfer the -- -- investors started the stock -- heart -- you will and -- -- -- a -- and 800 wanted to anyone if you can't make it called get the reports if you can make it you'll -- investment specialists you'll -- estate planning attorneys you'll hear them. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- 181. Appetizers and registration prize in the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he didn't want to enjoy that enjoy that ladies and gentlemen can you trust workbook your wrist tolerance the changing face of retirement seems safe money strategies all yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course course 888800. Pointed it once with a tax expert. And January 19 or we can have one available to you in our offices either Braintree Newton or Burlington 888800. When he hit one CU on January 19 at Babson College. Senior same money strategy spoils of transparency. Your safe money strategies. Living trusts seniors save money strapped Medicaid crisis planning senior same money strapped. Portfolio income projections seniors save money strapped. Call bill Kelley team leading 800 in 1981. Or locally at 781. 8493090. Thanks on and a path to when. Yeah. Yeah. Yeah. Active blameless home. Yeah. Who is have to guess that's wrong. These gentlemen we're joined by Andrew crowd who is an analyst and investment advisor representative Kelli financial services Andrew will be speaking on January 19 at Babson college and an event sponsored by Kelly financial weren't it's open to the investment public high net worth individuals investors for retirement small business owners and otherwise investors focused on retirement and wealth preservation and Andrew has been doing a lot of technical analysis for us one of our key -- of research so we like to welcome into crown and we'd like to ask him ask him into what do you think about what might happen in the new trump economy and some phone. Out of opt out there on changed plans. Our business friendly environment united. Finally going to be speaking. We're going to be speaking with apps and January 19 with some of our other analysts have retirement experts estate planning attorneys and what are your plans for that January 19 event and what will you be addressed. Obviously you're gonna go over some its current events ours economics Roscoe bacon base economic and now passed turnout yet. Probably hurt more but it's good reiterates eldest brother. Their explanation out what exactly your vast that we have an obvious a that XP apps get through it that with the person but or a general good did it make. Chip enough for personal to bring your statements and do would you be able to point to things out Clement private at this event on January 19. Yeah apps you mark. More apt statement abroad and obviously. Now and short period time like that. It that's happened in the general and and I've automation bash is our current. Super January 19 either brunch ladies and gentlemen it's complementary to the investing public I net worth individuals and business owners 888801. Anyone either brunch or dinner of the two events that day and obviously there's some very bright young people in some very bright veterans of the industry I'll be speaking myself. So what are our earnings don't have earnings. Obviously coming out pretty soon what are your thoughts about that another unit mentioned to the prices the stock and now we are we will ahead of ourselves are we gonna catch up. I think we are probably. Ourselves. That rally without much back but I think that based taxing. Some of the corporate structure things current United States mark that's your shares of Erfurt I hope piled increased earnings and corrupt us. Credit we're talking within her crown and an an analyst Kelly financial services and the investment advisor or investment advisor representative from fully licensed and we're just we're curious about the moving averages which I know you're following iPhone two could you virus known about the moving averages right now. Yes a great. David Robert which would tell you were armed outside that's what year. Acts obviously opt market at trump that department and we hope that it outward. And I'll opt changed it would make. Eight days and 800 wanted to once sit with Andrew crowd any time they're complementary business there's never charged for the first visit no question is too trivial. And the question you have this important 888800. Wanted to anyone meet Andrew on January 19. Babson College either the daytime or evening segment of the event and our offices are officially opened in Newton Massachusetts has been a dream of mine for cellphone use Andrew and you'll be seeing clients in Newton and if anyone wants to visit with you knew you and we can make and to correct us create any last advice and you last point of view you'd like to press. And it hits and an art never urged his second. Where your past I just makes your route to Iraq either actually probably make sure you and against possibility of market. That was kind of asked us. And are always looking for great but we're always looking for great dividends that are in fantastically. Sound packaging so we're always on the you know look for them moral and the outlook for sectors and you know we're great managers and as our money lenders are investments under signature I guess our our market soon securities investments are approaching 200 in 25 million is that correct Andrew. And we your own our arm fixed assets fixed annuities insurance contracts money that's maturities about 240 million so we're right we're very close to half a billion dollars and so I used to be a lot of money runs a kid who entered. The ethnic. Thanks for coming on sharing your time this weekend and we'll see in the office on Monday and god bless. Accused zoom into crowd thank. Thanks. And a path to and yeah stronger home. Active blameless home. Yeah. Who is have to guess that's wrong. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family call 188881881. Now and speak to bill Kelly. A great year end gift that you can give yourself might be peace of mind how about that. And one way to do that is to make sure that all of what you fork to obtain of what he's saying to all of what you intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional and another is availability. There's attitude action and accountability. Listen to bill Cummings senior safe money strategies and called 8881880. Wanted to speak to bill. What matters to build Kelly is here. We think you give him straight days. That's a movement in January the coldest month of the year. In the area and New England culture with the farmer's almanac says this year but I know I can remember eight degrees below zero. My music and it was a big deal that was soon in the sixties and we have these chicken coops and the war would freeze down in the chicken coops who's going to feed the chickens and thousands of them. So my grandfather had to get the water in buckets from the salad greens and real basement it was a seller. With stone walls and we would walk around when my own time I would give my speech pocket I've been following this giant human being down to the chicken coops and he was about 64 Tim Murphy and if you come to our office in Braintree you'll see this chair we're used to sit and it was so it's an amazing and one of his flannel shirts and I found amongst our storm causing but he was a giant man and he went to and we book found chicken coops and and newness of particular order not really great. Not something that you Susan. And Greek owner I mean it's it's chicken chicken coop and they were all kind of lets look up on us when you walk into the crew was crazy. And run and it's kind of just kind of looked up from what they were doing and and I am I would be in there and you know I looked back at that now my grandfather lived and you want in one of the rooms and our farm and I slept in. Next to him and twin bed first and my crimson twin been. But this so we came to live with us in the fifties and -- in Providence he tendon and an am rolling factory did two ounces in Cranston won a sign the other and they were mirror images and return of their own beautiful houses beautiful homes and the home on the left was where he put his in the lawless who are no peace permanent team and in the U. In the house on the right he he that's where he and his family and children and he was the first of all Kelly's and Murphy's two out home and American and that the owned. But nineteen. There you see. 1930. The prominence was some jewelry capital of the world basically as far as you know not find diamonds I don't like Antwerp on my jewelry that people were buying back then in the handling things like that's my grandfather got fired from drowning sharp because he went three union meeting and you know like an economist Tony was fired with his friend McDermott. And they rented some space in Providence which would if you went out the backdoor if you go out the backdoor of the performing arts center. You'd be walking in the factory but it's gone the buildings still there are some more but for the most part on. Recognizable as having been an Indian gambling factoring in many pins for the the veterans of foreign more are you know caught automobile Cerritos Robert you most mobile. Different things like that. And that's what they did in the least to start to make a lot of money you know like entrepreneur Norris whose name thing is nowadays. You can tell him making apps and usually hit it. Opinion and handling them great men and polishing its own. Nineteen and find ten years in 1931. The markets crashed and among the first things are always the jewelry industry so my dad a grandfather. Lost everything Collins homes and rental properties CN beautiful homes and within three years he was painting bridges to try to feed his kids and kids quite a step down and then some twenty years later he had saved up enough to help my folks are the farms which is what he did but you don't know that I look back I often think how did he do when he did that he's staying with us from 1952. And 1984 he did the laundry and cooking and the counseling seven kids. And who study this could be never complained and was never bitter about what he lost any sort of kept them chiller steady on the ship of our family you know and Kim been going pretty he never was bitter. And he basically occupied. A spare bedroom more. He actually slept in the Dan with the pullout and pullout couch from 1960. Until nineteen. All through the sixties and Marino started leaving the house he and his own bedroom again in my community for the past going to change in 93 so how do you not get bitter when all of a sudden you all you live in the bedroom with a three year old child after having factories and beautiful things in and out how do you not get bitter I don't know I don't normally he he brought out the best in me and that's one thing he did his entire life and he explained to me when I needed to do do I let them down I probably ten you know truth I I sometimes think at the end I had to leave and human services and was he into the partnership there wasn't known good there was no facetime or FaceBook or anything like and you were just gone and there are some letters I wrote and I found recently in a basement and I just wonder you know whenever these cold these come around I think back to the need to -- degrees and then and Kooks and standing here watching my grandfather wandering hands and I just was wonder and wonder what he thought about his duties as being wealthy industrialist. And a host of Cranston with a beautiful line from Florence Italy the kids to beautiful suits and life goes on to listen. In America. Seniors seem funny strategy. Wealth transfer senior safe money strategies. Living trusts seniors sinking money strapped Medicaid crisis planning a senior saint under stress. Portfolio income projections seniors. Money strapped. Call bill killing at 888800. The 1981. Or locally at 7818493090. Keep your family fortune in the family. She which you have to use what you want and pass along what's left. Are there trillions of dollars and IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered. That's 88881881. Keep what you have use what you want and pass along what's left. Have built Kelly speaking your next function call 888801881. Today. Bill is available to address your group business or organization on any of the topics discussed during a show he's a featured motivational speaker before retirement club's business organizations conferences seminars as well as sales meetings in groups in need of vibrant approaches and new ideas. Call 888801881. To arrange for a bill Kelly to speak before your group. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain all of what you've saved all -- -- intestinal. Part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. While big week in my life welcome to Tony seventeen. Take care of your money be careful watch out for yourself there's nobody out there watching out for you. Except you unless of course share my client and I'll always watch out for you. And always do my address for you so maybe he needs it pounder when he didn't one no question is too trivial. No matter too small little help you I promise you and that goes for the people with the ten million dollars to. We're here we're here for all of you and yes we can do it and I'm proud that we can. So we'll see you rent Newton our new offices and we'll see you. And Babson college and in January 19 so maravent on with a sour until the next Nancy Olson. Keep your family fortune in the family she what you had to use what you want and pass along what's left. Are there trillions of dollars in a higher rating and individual retirement accounts are going to be too much for Uncle Sam to overlook. Have you done tactical planning do strategically to argue restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and give your loafers new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting sessions and have all of your questions answered. That's 88881881. Yeah. Keep what you have. Use what you want and pass along what's left. OK then you say goodbye to the people. And thank you for loosening. Bolts hitting the. Yeah. It snows it's. I. Day in the office. Oh. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays over five remains vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability and to listen to bill Kelly's senior safe money strategies and called 88818. He wanted to speak to bill. What matters to build Kelly is here and we think you give him straight days. A great year end gift that you can give yourself might be peace of mind how about that and one way to do that is to make sure that all of what you fork to obtain on what you've saved all of what you've invested in all part you depend upon will be invested in a manner that suits your risk tolerance that's suitable to your lifestyle your goals and what you want to happen in your life and what you want to happen within your state at the end of your life we're doing an event at Babson college for events are going to launches into dinners. Senior safe money strategies. Wealth transfer senior safe money strategies. Living trusts seniors singer Connie strapped. Medicaid crisis planning seed you're saying Connie extract. Portfolio income projections seniors. Money strapped. Call bill Kelly 88881881. Or locally at 7818493090. And each kill Achilles. Sounds like cubicles. At least two women went to the killing the leader of our family on stuff coming impairment Putin in the minors and soon. I know I would get a challenger at the end everywhere. Learn Burlington for a long term care states and an attorney Melissa coming learn to talk with folks personally about the attitude issues estate planning issues but Babson College really listen up. Hello I'm not slow it. Excited about app they really do a great job. Young and excited about having us it's a privilege of course to be there aren't focused on trusts and estates worth turning followed him and the usual changing face of retirement investing and be at Babson going to be a Tuscan kitchen the toughest drill speech Nikkei 221. Right Carol. Yeah excited about cafe extra help they don't live. We've Susan thousands and over the years. Now we have had been near the end there. I get we're back. Record year last year I don't wanna say anything that's out of compliance with the sort of like winning the Super Bowl because the day after the Super Bowl you harder to get ready for the next Super Bowl so it's very competitive either around the office as to what we can do and how we can top Tony sixteen. Printing up the work focus hundreds of pages of information. People pay anything is under wanted to when we still have we have a few seats left that perhaps for the evening segment PPP these 101 even one that I saw some artwork comes through countless some picture view them up on my computer screen instantly I'm married to that woman woke. A look at us economy helps assess test my wife you know Anderson yes when government skeleton. Whom we soon moon. At. All humans in its prominence and. Well you guys are close but Jesus had a good long stint time Winston a month they can and Schumer bill to say you guys haven't bonded right for a couple of years and he probably pawned it. Two years analysts and. It up and up. Okay great year Tony sixty minutes like it never happened. I that your I like every year. Is likely never really slowed down it built and are you. Klein you know you gears a bit but date are and never really got down to stay dead. Well compliance is very important we're working hard on that is very important part of our business. Our assets under signature right now are just shy of 500 million dollars Kelly. One remember you send me off with map folded up in a car in the navy sub I don't think continue to do my house calls for the day it's been a long long haul hasn't. Now trying to get state of the art stay that way we do our own research which I think is great recruitment out of Catholic colleges we create and trainer Romans sent to news we can certainly instilled a great values in these young folks right. Backlight from back like this and yet. This works are networks are in the process we can't written who should move some stuff collect Alec well explain that the only area and now you know our. How it will air pollution and that. I think they they are out different but they out at the same. Maybe values Brandon cannot finish our vice president told me the small college effect or is if you didn't show up for class it was noticed. Was in the larger university was 130 kids in English comp if you are not there you can never show up no I was going to notice until you get your grades in your bill and the fact that he's been expelled from Cox. Who had sent that's why do we we always learn to show off because people expect you there is part of the team so. Where we love recruiting from Pennsylvania's great young men and women great superstar young people and some veterans on the staff then there's me. Do they had built out. Currently our. I mean perhaps it was a dream of mine go their parents speak that's been a dream of mine for fifteen years I'm here it will work something out to musings does and you doing if welcomed us are excited about Paxson and a new office in Newton centrum dream of mine for years challenged an hour so it and getting married to it was a dream of mine for years Suton did it say. I. Yeah yeah. Like today. You know get it out and thanked Maine play. Saying that I know it or. Snap it and and a Mike. Saying is trying. Speak like me what you are there isn't yet. And I know what. He had like ball I I owe you a hunter. Aunt Mary Matalin and get right. They're acting in the car. Not up yeah. And every time a huge bulked up but not. But aren't. Moved out she yeah she. I got out at what app at. Most analysts have to figure that 100. It out on tap the other that but I or or at all. It will. Point goes to school with a lot of folks from around the world people from Ireland people from England people from Scotland so is figuring out accents and I said what's disputes between an Irish accent in the sky she says a Scottish accent and he's human cargo with mouthwash and you talk in an Irish accent and you come out Scottish. No idea he should just pretend you are going and talking and Irish accent and get Scottish town patents so anyway these enemies to. Oh sure because mr. Chan is to choose from Great Britain you know some definitely use you must make fun mr. Chan. What he had oral treatment. Yesterday and set her wit I yet met when Ira are coming at her because they buy her. He's all in when he does something he's always in need and do have foreign he wants to be part of the group and it's pretty amazing we'll fairly good it's Babson College a new offices in Newton just say this could drones Tuscan kitchen everything's packed very blessed. Great start to the year. I'll wait Ali. A lot and not into it yet here we have much of. Yes divorced parent we welcome all people believe they need these 10181. You might meet my wife Kelly Kelly certainly mean most of folks from Kelly financial at these events will focus on estate planning on some of them are gonna focus on Medicaid planning any any any 801 if you want there are some seating available for perhaps in January 19 and in the evening segment in the afternoon segments pretty much time Tuscan kitchen January 17 evening dinner so killed a lot of okay I'm showing you talk to us. Yeah. Okay. And what's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. He's tired of volatility or you're nearing retirement are you a business owner are you high net worth individual join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen mr. that your choice enjoy it this complimentary. Via Kelly financial service to send me bill Kelly that's 888801. -- one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are you -- are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College Cheney or nineteenth if you can't attend a 8880181. And ask for the publications which we were present there. You believe you're able to sit privately momentarily with them. And maybe ask a question -- at your -- in private and you may find an argument -- some facts that are -- for -- in the -- 2017. -- dinner -- brunch at the Babson -- your choice January 19 Thursday and later -- we'll have another session in February -- 800 -- -- -- -- call to reserve your seats you can also ask for a simple -- review -- have a question answered over the phone when you -- make arrangements to do that -- might have -- and cannot -- season for you might want to -- to our offices in -- our brand -- -- office you can visit with -- in Burlington -- -- you can call you can -- virtual -- -- -- 800 when he -- one wealth protection preservation. Wealth management visit with -- January 19 and -- and -- brunch -- dinner with us today or evening workshops a pain in the 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he gave want to enjoy the enjoy that ladies and gentlemen didn't trust workbook your wrist tolerance the changing face of retirement senior safe money strategies all yours for the asking if you don't have time to come out on January 19 make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course of course 888800. Pointed it wants with the tax expert on January 19 or we can have one available to you in our offices either Braintree Newton or Burlington AAA. 801 if you want to see you on January 19 and Babson College. Senior safe money strategies Tripoli 81881. Call today yeah. It is any kid who made his name sat on the man faster stronger. Who knows make us stronger. I'm trinity Andrew crow. Yeah. Ladies and gentlemen this is Andrew crowd joining us from Kelly financial services he is in vice president chief investment officer welcome to show Andrew crow. It well tell you it's been quite a start to the uterus like Tony sixteen never happened tremendous gains at the end of the year very flat market up until then bonds and utilities were hit hard but I think there's some answers to be created out of them and I think you may announce some what are your thoughts into. What you see the market rises quickly the dead from a bit after the election. Until our bid December because looking at doubt from. From December 13 until now on the market could fly so it could slot for the last. Couple weeks but first short period Tyler wrote very quickly. We felt pretty good breakdown of which area of market Roy drove that it was mostly financials and a little bit industrials so literally a broader market rally but there are a lot of opt out there what we're starting to see it. Flattening but the moving averages because that market trading. They hire are starting to move up it looks like it's a needed move again urged the doubt that the U roughly 90300. And not moving closer to current levels back BS. Court level which also might drug market higher but it worked out. If we see it crossing downward crossing the moving average downwind that's always a sign of concern for us and when we do our planning our portfolio management but right now we're seeing good support levels beneath it. That's true and the market sentiment indicators still a hot so it's possible to see a little bit of a doubt or maybe portability act urges or did. Space that a little bit averages come back up but they were taken extreme Turkey drive it up back to the short term. Obviously Black Swan incidents isn't too hard to predict that's why they're so unusual and so on barrels they would be predictable but what do you see your hand for trump and when you see in form and the new folks coming in and will they actually thought that the threat or is that just a mess. Exactly right it's that blocks on of that streak to predict that would be black on so why do you think there's a lot of optimism because there are a lot of uncertainty. And or Shelley would trump. Uncertainty in this case Pete optimism that they look at so it is past business successes and think it'll be able to implement that it the United States can't. Does that in the they'll probably reappoint a different person and it Jenny I'll party had trouble getting along or even was named Prez now lack I. Think there Asarco raise rates a little more rapidly obviously to push that off from that point that needed help the most recent rate hike. I think that'll probably start to continue. We did a lot of research on what levels of interest rates are going to be detrimental Bill Gross who sank two point six. Tiger treasure all that Jeff got locked but it. Report now there's obviously some differential but there's still room for movement. And I think rising trade Byron also signaled that it goes into markets stronger and about. I don't see a scarcity of cash which would drive interest rates up there's plenty of cash because they're printing it daily down there and treasury so obviously I interest rates go up when there's a scarcity of trash or they want to bring funds back came from the marketing to the bank's own. I think inflation. Is gonna be a real problem even though it's going to be treated I think they created artificial inflation in the oil because they knew that the levels of pricing. We're gonna force only people out of business and that was with the most corporate defaults were last year in the oil exploration so inflation could be unique in labor sector though because we have very few people. Or are employable right now in March employment some employers are gonna have to change them what are your thoughts about that. I do agree a lot of policies that he seems to be selling could cause speculation. That we see a large about it. Inflation that could justify higher interest rates or make higher interest rates a little easier to swallow but yet. I do agree with you it is our possibility they increased speculation the possibility of the last thing in the workforce that we -- more more more jobs obviously. The supply job decreases were. The auto workers take the second. That's right so there and have a better time of it we knew it was an employer's market for many years here since probably 07 until Tony sixteen so now employees are gonna have their retirement that but you can you be speaking at Babson College next week on January 19 correct. And what do you think you'll be talking about for the folks in attendees at the event. We're talking about level of economic outlook Kirby talked about a lot of investment terminology used up its quota lot of the news and and talked about a critic over a lot of things in that is the other leaders are we talking about public interest and economic various strategies ever. And the still a few seats about seven left available for the nineteenth perhaps an evening and the day time is almost fall there's a couple of seats they need any. 801 anyone you can listen to Andrews presentation which is great if you're long time investor or just knew or tracing your retirement and wondering what to do. Paula view wouldn't have a great time listening to Andrew pick up some great advice and then we have the Tuscan kitchen on the seventeenth that's packed right now there are a couple of seats they paint paint 80181. And folks can sit with you are just in the new office in Newton. The old standby in Braintree and of course Burlington very vibrant. So with into crowd and Andrew what he's seeing and hearing now with the folks are coming to see you to get to know you. People becoming a little more cultural stocks more because of the optimism may last against the the middle backer the people of a lot culprits trump and it neutral administration and our economy. As of the art car gets out they get caught operated out their jewelry coming a little more cultural stocks that they may have been just a diva act. It's amazing it's like it never happened to only think back to 2009. And the bubble bursting but when do we appreciate you being on them folks can present Andrew crowned at Braintree Burlington or Newton Heath and paid 800 wanted to one or. I listened to Andrew Speaker had their ups and universities. January 19 next Thursday night or Tuesday at the Tuscan kitchen seats still available for dinner 888800. Wanted to wanna thanks for taking time out of your weekend to speak with a Sandra. Thank you very electronic registered on. The students whom you. Keep your family fortune in the family. Jeanne what you have to use what you want to. And pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. It's like it never happened 2016 do you remember a man to man for a year ago when the primaries were starting up on the candidates were battling when. Hillary Clinton was being coronet and can sykora needed. It was a coronation. For Hillary Clinton and what happened while we don't know what happened history kingdom and earn the events took place. And they weren't what everyone predicted for sure and that leaves us with a 2017 market that we have to deal with for you. On your behalf for those of you or clients and prospects. And we have to face you know some very very new. Very different way of doing things now some sort of a traditional more traditional government in the United States would for some is struggling for others is welcome. And you know when your hearts it's both and it's concerning to me can someone keep this is promises that they've made. The types of promises of grand scale with a broad brush painted. And really if you if you if you look at two what's happening that. The nation was divided and it was heading for more and device witness. In the nation was in danger of actually splitting apart. When the mayflower set sail from I've benevolence Livan notimex that came from. England he didn't think sales first of the Netherlands and in the cells across the notion many foreign. Everyone started to have fear there was a lot of trepidation that they they might have made the right decision or an ongoing against the will of god. In attempting to flee to America for religious freedom. And somewhere about a third of the way across. The beam in the ship's artisan split minutes of being basically holes the ship together in their. Could be eight team an eighteen inch timber 24 point 14 timber could be eliminated. Back then wasn't alone elimination going on course. And so no one knew what to do and the people who are against continuing the people wanted to return. To Europe says it was a sign and then if they didn't return if they went past the halfway point there was they're past the point of no return. And some on one of the people on board hands and basically. And I had some spasms very large crews have their earnings to make Windmills and things. And bathroom that was kind of state of the art to have those they were difficult to create. Difficult to manufacture back in the sixteen hundreds and seventeenth century. And they've had a meeting and one of the people. McCain came forth and said I've got these screws that route and used to build Windmills when we go to the new new world. But he will hold the beamed to the together and we believe and so they patched them being together it came back into place. And the pilgrims arrive to the rest is of course history. How many of them passed on dined at first winter but. They get a foothold here so it's the same we're basically dissect it this one in the same places right now. I think the beam might not have been splitting the ship of state was sort of we weren't sure of the direction. I think we were stuck in a place where people wanted to make more and more rules. And more and more differentiation. And more and more special interest they are being created by the day almost. And then suddenly you would find that you breaking the law didn't even know. And entertainers who have public. And people who have copyrighted material that they sell the public. If they don't if they don't believe that they should perform they don't have to because of their beliefs. However some under Islamic McCain for you because they believe what you're doing with the new lifestyles wrong. Now they're not condemning you. Then they go to jail or they lose all they lose their business so if if from Bruce Springsteen and if they told Bruce Springsteen who shot you got to shut down your record they whom I assume you. Because soon you you don't believe that you should not to perform for the public. And exercise that right. How would he feel it and by the way who cares. They were it was so many free conscience for Hillary Clinton the but they made no difference. In me no difference but it's the peculiarity. I'm differences now. And it's sitting each other applicants to one another. That was the specialty of the last eight years and my theory about America as a nation United States. Is that it with the way we're gonna get to the promised land is everybody has to row the boat. Because if it's only one side throwing what happens boat turns. If Favre on the right throwing. And votes could turn to the right everyone let's thrown in the rights not wrong you know left so we're never gonna go to the horizon where we're heading horizon of the unknown. Which is why we established. This nation so. Before and not able to include people of all races then we're in trouble we can't get blacks in America again. We can't give blacks to unite with old white people like me you going to be in trouble who didn't do that we've got to reach out. Took gold who keep what you have. Use what you want to end pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both looked back isn't storm replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss column of potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for had a consulting sessions to answer all of your questions today and that's 888800. 1880 one's. Yeah. I think the United States is the greatest place in the world to invest we have some changes and doing it through yeah. You just read it. Are you the forgotten investor has been under recently in the market things can happen quickly that can happen in an hour. It can happen in a manner that can happen in a second they can happen in micro second do you have the information are you prepared. You work with a team you think the team might be able to make a big difference do you think it team can do many more things than an individual and your kitchen table. If you look at how we've built America teams certainly created victory wouldn't you agree call 888800. When he gave one stop being forgotten investor. As this campaign left you wondering left you feeling well what about me. What about my concerns when about what I need catcher information. Find out what our team does Kelly financial services find out how we work what's worse than not having a strategy ladies and gentlemen having the wrong strategy. You can totally dismember your entire portfolio in a matter of hours. Find out how we take care of our clients find out how we communicate you might find a better way. If you don't have an income claim that goes forward 1520 years. Fisher Price are not give you one how can someone planned for tomorrow. 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Find out with the street is find out what the polls to find out what the bears do and find out how pigs get slaughter they paid me. 80181. Get a copy of my biography. Daily from farm until the end of the year. Until January 1 at no charge it's yours really brook farm. Normally 1795. At Amazon and in any. 80181. Hit the senior safe money strategies book get my autobiography. My memoir but the twelfth threats to high net worth. If the changing face of retirement investing. It's not your parents' retirement anymore. To the stock market heart attack any UA 800 wanted to warn don't be afraid to call. No one is going to think you are greedy need this information. I've done extremely well over the years and these are yours as a gift from a certainly financial. Thank you from me there are no pitches there's nothing you can do. Except call and get your information and any any. 80181. Thank you. Discover five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies or call 888800. In 1981 and speak to build what matters to bill Kelly. Q that's terrific. And we're here with the ambassador Raymond Flynn a privilege always every week I go to school ladies and gentlemen and we soft about. The passing. Officer McDonald a New York City drawing five to 7000 officers to his funeral. He forgave his assailants and that made it. The history and the people remarking about it right now we're talking about jobs for people but. Going back to Boston ambassador Flynn it's going to be hard to zone debt bringing AG to Boston from Connecticut where they've been entrenched for so many years. You know it can't be a real challenge you know I hope that and I think that this will help her you know I certainly would like an opportunity to them to get to meet. A lot of the border city of Boston morals spiritual leaders of all political it is treatment. Because we can explain to them what blocks and actually you're about. Notebook and I hope to have AG workers. Importing is not asked Clinton where corporate executives excited mood here corporate headquarters to an attractive target bought. Good poke it they understand. It's a great treaty what we need their cooperation. We need your support wing very important. I'd love to see these people work and come to Boston working the to see them settle a box and raise a scramble in Boston. Much of literally jeans. Actually commit maps. But she's been involved. In the community. I he's here. Up a company. We usually make. A contribution. To our community slowest city so you know I say this a lot like. Or stick you have a job in financial services particularly the young people from children go college. Such Franciscan caused by the way it ought. Great person might Clint also. Part of Michael's long on the Franciscan priest it's weeks it's certainly call. But you know that's what. Want the peace corporation up questions and not do things and matches and random useless. Names since people that there are we hope people would. You know contributions that they may well city and I hope that you know when the chance again to structure. May have lost some letters suggest him. That lets get that notebook but quite confident in his values employees. Their citizens that can make contributions well. Well and I think it's a great start I think you know when I was serving first in the business and now. 1994. I thought I could do something better than the other people at the office we had a big debate about it it was actually more of an argument but I. I'm just new in the business so I decide I'm on a call in sick for a couple of days on the first day I get up and usually this is a frenetic business self. I get opposite on ought to go to work and turn on the TV it's around 1030 and would always see embarrassed or Flint I see Jerry Springer and I look at the people. I'm watching for about ten minutes and I said. The women now what if they figured out I'm not sick and if I lose this from. What if I don't in my licenses. And I'm thinking I could be on Jerry Springer and about two years so I took up position our call and a sixth. You don't feel a lot better I think I can get an idea and I never called in sick again because and plus at the complex and to respect they can mimic openly. Well let's forget don't go get terribly eager to hear it too like all I know people that come. Sit and Eric quite articulate and spoke up about it here were so well that in the water opted out. They have to connect into this is inept and you're not only that this is what they work. That this is slipping live this is the future. I mean not up to be yet officials secretly to actually give them an inspiration. I covered a little bit about the people in about the history books that. That bit skeptic at 1 o'clock. They talk or will ship gurkha at a great action at Clinton swept across the world the current calm down at that rate plant food exports and one could send that message to all those people come to Boston taking ship's tour until well. Actually do we ethnic box in the most welcoming and most accommodating. Treaty. In America not just a Clinton swept people earn everything went great work. These beautiful buildings where they feel welcome and that you like it out of the city. Well that's what we can do and will certainly reach out to them through our radio stations across new England and we welcome then what I wanna thank you again for now it's kind words and for being with us this weekend ambassador Flynn. Yeah. I. And I didn't do. Senior safe money strategies. Wealth transfer senior safe money strategies. Living trusts seniors they have money strapped. Medicaid crisis planning a senior same money strapped. Portfolio income projections. And you're saying money strapped. Call bill killing at 88800. In 1981. Or locally at 7818493090. Dad doesn't mean you Rhode. This is. Two. Yeah. It. This yeah. A okay. It's. He's tired of volatility or you're nearing retirement are you a business owner are you high net worth individuals join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Needed one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen -- Q it's your choice enjoying it this complimentary. Via Kelly financial service to send me build Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are you are you prepared to face -- keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College January 19 if you can't attend a 8880181. And ask for the publications which we were present there. 888800. Wanted to make one call to reserve your seats you can also ask for a simple phone review -- have a question answered over the phone when you can't make arrangements to do that you might have regrets and cannot be season put you might want to commend to our offices in Newton our brand new Newton office you can visit with us in Burlington or Braintree you can call you can do virtual meeting 888801881. Wealth protection preservation. Wealth management visit with us January 19 and perhaps and Eminem brunch or dinner with us today or evening workshops a pain in 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed. By brunch or dinner so 888800. When he didn't want to enjoy that enjoy that ladies and gentlemen can you trust workbook your wrist tolerance the changing face of retirement seems safe money strategies or yours for the asking if you don't have time to come out on January 19. Make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course of course 888800. Pointed it once with a tax expert. And January 19 or we can have one available to you in our offices either Braintree Newton or Burlington 888821. See you on January 19 at Babson College. This is that bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family call 188881881. Now and speak to bill Kelly. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional and another is availability. There's attitude action and accountability. To listen to bill Kelley senior safe money strategies. Call 88881880. Wanted to speak to bill. What matters to build Kelly issue and we think you give him straight days. And. MSNBC comes on in the morning is Brian Williams lied about being in combat. Combat Hillary Clinton lied about flying into an airport with missiles around. And Mike Barnicle who. Blue columns by finding other people's work on the Internet and I think back when their early today it's these people on the air in the morning telling us. What's real and what's fake. Dan rather lost his job his career suicide faking. Documents. Apparently. So basically what they needed something to give us all excited. And if they do then they've got a job they're going to make money they can raise funds and can run for office. And you can become multi millionaires in Washington DC didn't audit the Fed. They will never audit the Fed they can keep telling you that but he gets them elected. For thirty years Ron Paul ran on I'm gonna audit the Fed every two years external audit the Fed. Although some of chairman of the Fed come before congress every year can you just ask them. The questions you would ask in an audit first question would be who owns the Fed first answer would be none of your business and you can't know its secret. The Fed isn't part of the Fed it's a corporation ladies and gentlemen private it's a corporation it's not part of our government. The Fed was invented or created I believe. And 1912. It was away from very very wealthy people get paid back when they finance war. And bridges and infrastructure. To make sure they get to go back that's what it was for you think it's for any other reason I would disagree with you and the reason was JPMorgan lent the government. Millions and millions of dollars in the 1890s and he couldn't get the money back William Jennings Bryan and I think. Railed against him wanted to get his money back after him bail the government now. Because the government was broke from the civil war does that sound familiar does that does that sound like history might not repeat itself but it's certainly rhymes. So that's what happened we're paying the tab look it's easy. If the government wants more money they're gonna take it from you they're gonna tax you and if you don't pay the taxes they're gonna put you in jail ticketing alone make you the Popper. An indiscretion that's what they're gonna do there was a man and in west and advocates funding if the ranch land. In the family for a 140 years and the story goes one of them went out and every year when Georgia might finally burn them. Grants. Because it's stops are growing it's easier to cultivate and puts the nutrients back into the soil the plow it under. Only burnt some farmland out there that you've been using releasing from the government. And he was charged with arson even though they do it year after year for years and years and years suddenly there was a new regulation wait a minute you know following the regulation. Which we invented to make Q criminal. And he was given a short sentence ninety days and served a sentence and got out. And in the prosecutor doing the you know when Justice Department super. Member of we want to be fair that's what they were asking. Jeff Sessions are going to be thinner commonly apps people out on the street shooting cops like they're like they're. Some type of game hunters that's fitness pretty fair do we ever asked and we never asked attorney general election. Are you don't ever have people out trying to shoot cops hunt them down the murder them they never ask turnout during her. Confirmation hearing so they said he didn't have a should you should sentence was too short they brought him back to court and re sentenced him for years. Had to go to jail for years. Think about there's this America winners. Any. There's. Mean. We'll and how old were being. Okay. Good news. He's tired of volatility or you're nearing retirement are you a business owner -- -- high net worth individuals join me bill Kelly at Babson College on January 19 for a brunch or dinner presentation your choice 888801. Ended one wealth preservation and risk management posted by Kelly financial services at Babson College Thursday January 19 day and evening event ladies and gentlemen may Q it's your choice enjoying it this complimentary. Via Kelly financial service to send me build Kelly that's 888801. Needed one wealth preservation wealth protection at Babson College portfolio strategy assets selection the changing face of retirement are you are you prepared to face it keep what you have different trusted financial professional do you want delivery of service above and beyond 88 and 80181. Babson College Cheney or nineteenth if you can't attend a 88801. -- one and ask for the publications which we were present there. We can send them to you free the twelfth threats to change intrusive retirement your risk tolerance report senior safe money strategies book total wealth transfer 2017. By the numbers January 19 Babson College noon a brunch 88880181. Evening and evening dinner early dinner presentation 888. 801. -- -- this is still -- do you have a trusted financial professional you know with -- -- threats to high net -- are you understand market risk inflation risk is coming -- currency -- time intrusions political risk concentration -- to think about these threats to high net -- visit with -- January 19 at Babson College -- call come into the office are one of our -- meet with you meet with me get any risk tolerance on 888800. Wanted to anymore and call for valuable free publications if you can't attend if you attend you can have these publications at no charge the event is complimentary. Presented to you -- me -- Kelly and -- financial services to the -- senior safe money strategies from threats to high net worth the changing face of retirement how to choose a professional total wealth transfer the -- -- investors started the stock market heart attack you will and trust -- -- a -- paying 800 wanted to anyone if you can't make it called get the reports if you can make it you'll see investment specialists you'll see estate planning attorneys you'll hear them. You believe you're able to sit privately momentarily with them. And maybe ask a question to. At your -- in private and you may find an argument of some facts that are -- for -- in the -- 27 -- -- dinner -- brunch at the Babson -- your choice January 19 Thursday and later -- we'll have another session in February -- 801 -- -- -- call to reserve your seats you can also ask for a simple phone review -- have a question answered over the phone when you can't make arrangements to do that you might have regrets and cannot -- season -- you might want to come into our offices in -- -- brand -- -- office you can visit with -- in Burlington -- -- you can call you can -- virtual -- 888800. When he -- one wealth protection preservation. Wealth management visit with us January 19 and -- and -- brunch -- dinner with us today or evening workshops a -- -- 800. 181. Appetizers and registration prior to the brunch or dinner presentations are followed and by brunch or dinner so 888800. When he didn't want to enjoy that enjoy that ladies and gentlemen can you trust workbook your wrist tolerance the changing face of retirement seems safe money strategies or yours for the asking if you don't have time to come out on January 19 make an appointment on our offices before you get too far into the year find out if you have any way to lessen your tax burden legally of course of course 888800. Pointed it once with a tax expert on January 19 or we can have one available to you in our offices either Braintree Newton or Burlington AAA. 801 if you wanna see you on January 19 at Babson College. Seniors seem funny extracting. Wealth transfer senior safe money strategies. Living trusts seniors think money strapped. Medicaid crisis planning senior saint under stress. Portfolio income projections seniors money strapped. Call bill killing at 88881981. Or locally at 7818493090. Keep your family fortune in the family she what you have to use what you want and pass along what's left. Are there trillions of dollars in hiring and individual retirement accounts are going to beat too much for Uncle Sam do overlook. Have you done tactical planning to strategically guard your restaurants acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from creditors and interloper his new legislation is here now. Do not delay. Take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered. That's 88881881. Keep what you have. Use what you want and pass along what's left. OK and you say goodbye to the people. And thank you for listening. And.